ZIP Code 98092 — Auburn, WA Home Prices (2026)
The typical home in ZIP 98092 (Auburn, Washington) is worth about $674,000 at roughly $321 per square foot — 6% more expensive than the Auburn median and 129% more expensive than the typical U.S. home.
How 98092 compares
ZIP 98092 is one of the pricier ZIP codes in Auburn: its typical home value of $674,000 ranks #1 of the 3 Auburn ZIP codes we track (the citywide range runs from $493,000 in 98002 to $674,000 in 98092). Per square foot it costs about $321, against $322 for Auburn as a whole, $317 for Washington, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 98092 | $674,000 | $321 |
| Auburn, WA | $633,000 | $322 |
| Washington | $519,500 | $317 |
| United States | $294,000 | $195 |
Home value by size in 98092
Using this ZIP’s rate of about $321 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $321,000 |
| 1,500 sq ft | $481,500 |
| 2,000 sq ft | $642,000 |
| 2,500 sq ft | $802,500 |
| 3,000 sq ft | $963,000 |
Salary needed to buy a home in ZIP 98092
To buy the typical $674,000 home in ZIP 98092 with 20% down, you need a household income of roughly $183,000 a year (about $4,280 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $218,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $33,700 | $5,320/mo | $228,000/yr |
| 10% (+PMI) | $67,400 | $5,080/mo | $218,000/yr |
| 20% | $134,800 | $4,280/mo | $183,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 98092
At about $321 per square foot, here is roughly how much home different budgets get you in ZIP 98092:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $400k | 1250 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1560 sq ft | below the local median — condos, smaller or older homes |
| $600k | 1870 sq ft | around the typical home here |
| $750k | 2340 sq ft | around the typical home here |
| $1.00M | 3120 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 98092 home.
Estimate a specific home in 98092
The estimator below is pre-set to ZIP 98092 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Auburn ZIP codes by home value
Where 98092 sits among Auburn’s 3 ZIP codes:
ZIP 98092 home prices: frequently asked
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See the full Auburn home values page, all Washington cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.