ZIP Code 20166 — Sterling, VA Home Prices (2026)
The typical home in ZIP 20166 (Sterling, Virginia) is worth about $622,000 at roughly $302 per square foot — about the same as the Sterling median and 112% more expensive than the typical U.S. home.
How 20166 compares
ZIP 20166 is a mid-priced ZIP code for Sterling: its typical home value of $622,000 ranks #2 of the 3 Sterling ZIP codes we track (the citywide range runs from $594,000 in 20164 to $743,000 in 20165). Per square foot it costs about $302, against $313 for Sterling as a whole, $221 for Virginia, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 20166 | $622,000 | $302 |
| Sterling, VA | $622,000 | $313 |
| Virginia | $342,000 | $221 |
| United States | $294,000 | $195 |
Home value by size in 20166
Using this ZIP’s rate of about $302 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $302,000 |
| 1,500 sq ft | $453,000 |
| 2,000 sq ft | $604,000 |
| 2,500 sq ft | $755,000 |
| 3,000 sq ft | $906,000 |
Salary needed to buy a home in ZIP 20166
To buy the typical $622,000 home in ZIP 20166 with 20% down, you need a household income of roughly $169,000 a year (about $3,950 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $201,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $31,100 | $4,910/mo | $210,000/yr |
| 10% (+PMI) | $62,200 | $4,690/mo | $201,000/yr |
| 20% | $124,400 | $3,950/mo | $169,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 20166
At about $302 per square foot, here is roughly how much home different budgets get you in ZIP 20166:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $300k | 990 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1320 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1660 sq ft | around the typical home here |
| $600k | 1990 sq ft | around the typical home here |
| $750k | 2480 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 20166 home.
Estimate a specific home in 20166
The estimator below is pre-set to ZIP 20166 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Sterling ZIP codes by home value
Where 20166 sits among Sterling’s 3 ZIP codes:
ZIP 20166 home prices: frequently asked
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See the full Sterling home values page, all Virginia cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.