ZIP Code 23226 — Richmond, VA Home Prices (2026)
The typical home in ZIP 23226 (Richmond, Virginia) is worth about $593,000 at roughly $387 per square foot — 54% more expensive than the Richmond median and 102% more expensive than the typical U.S. home.
How 23226 compares
ZIP 23226 is one of the pricier ZIP codes in Richmond: its typical home value of $593,000 ranks #2 of the 10 Richmond ZIP codes we track (the citywide range runs from $248,000 in 23224 to $659,000 in 23221). Per square foot it costs about $387, against $239 for Richmond as a whole, $221 for Virginia, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 23226 | $593,000 | $387 |
| Richmond, VA | $385,500 | $239 |
| Virginia | $342,000 | $221 |
| United States | $294,000 | $195 |
Home value by size in 23226
Using this ZIP’s rate of about $387 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $387,000 |
| 1,500 sq ft | $580,500 |
| 2,000 sq ft | $774,000 |
| 2,500 sq ft | $967,500 |
| 3,000 sq ft | $1,161,000 |
Salary needed to buy a home in ZIP 23226
To buy the typical $593,000 home in ZIP 23226 with 20% down, you need a household income of roughly $161,000 a year (about $3,760 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $192,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $29,700 | $4,680/mo | $201,000/yr |
| 10% (+PMI) | $59,300 | $4,470/mo | $192,000/yr |
| 20% | $118,600 | $3,760/mo | $161,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 23226
At about $387 per square foot, here is roughly how much home different budgets get you in ZIP 23226:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $300k | 780 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1030 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1290 sq ft | around the typical home here |
| $600k | 1550 sq ft | around the typical home here |
| $750k | 1940 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 23226 home.
Estimate a specific home in 23226
The estimator below is pre-set to ZIP 23226 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Richmond ZIP codes by home value
Where 23226 sits among Richmond’s 10 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 23221 | $659,000 | $386 |
| 2 | 23226 (this page) | $593,000 | $387 |
| 3 | 23220 | $455,000 | $284 |
| 4 | 23235 | $422,000 | $217 |
| 5 | 23236 | $397,000 | $225 |
| 6 | 23225 | $374,000 | $248 |
| 7 | 23219 | $366,000 | $305 |
| 8 | 23234 | $315,000 | $211 |
| 9 | 23222 | $285,000 | $229 |
| 10 | 23224 | $248,000 | $224 |
ZIP 23226 home prices: frequently asked
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What is the price per square foot in 23226? +
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See the full Richmond home values page, all Virginia cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.