ZIP Code 23513 — Norfolk, VA Home Prices (2026)
The typical home in ZIP 23513 (Norfolk, Virginia) is worth about $277,000 at roughly $196 per square foot — 15% more affordable than the Norfolk median and 6% more affordable than the typical U.S. home.
How 23513 compares
ZIP 23513 is one of the more affordable ZIP codes in Norfolk: its typical home value of $277,000 ranks #10 of the 12 Norfolk ZIP codes we track (the citywide range runs from $262,000 in 23523 to $487,000 in 23507). Per square foot it costs about $196, against $211 for Norfolk as a whole, $221 for Virginia, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 23513 | $277,000 | $196 |
| Norfolk, VA | $324,000 | $211 |
| Virginia | $342,000 | $221 |
| United States | $294,000 | $195 |
Home value by size in 23513
Using this ZIP’s rate of about $196 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $196,000 |
| 1,500 sq ft | $294,000 |
| 2,000 sq ft | $392,000 |
| 2,500 sq ft | $490,000 |
| 3,000 sq ft | $588,000 |
Salary needed to buy a home in ZIP 23513
To buy the typical $277,000 home in ZIP 23513 with 20% down, you need a household income of roughly $75,000 a year (about $1,760 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $90,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $13,900 | $2,190/mo | $94,000/yr |
| 10% (+PMI) | $27,700 | $2,090/mo | $90,000/yr |
| 20% | $55,400 | $1,760/mo | $75,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 23513
At about $196 per square foot, here is roughly how much home different budgets get you in ZIP 23513:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 770 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1020 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1280 sq ft | around the typical home here |
| $300k | 1530 sq ft | around the typical home here |
| $400k | 2040 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 23513 home.
Estimate a specific home in 23513
The estimator below is pre-set to ZIP 23513 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Norfolk ZIP codes by home value
Where 23513 sits among Norfolk’s 12 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 23507 | $487,000 | $211 |
| 2 | 23508 | $384,000 | $224 |
| 3 | 23518 | $348,000 | $254 |
| 4 | 23505 | $332,000 | $221 |
| 5 | 23510 | $331,000 | $258 |
| 6 | 23517 | $328,000 | $211 |
| 7 | 23503 | $320,000 | $252 |
| 8 | 23502 | $315,000 | $207 |
| 9 | 23509 | $290,000 | $209 |
| 10 | 23513 (this page) | $277,000 | $196 |
| 11 | 23504 | $273,000 | $196 |
| 12 | 23523 | $262,000 | $188 |
ZIP 23513 home prices: frequently asked
What is the average home price in ZIP code 23513? +
What is the price per square foot in 23513? +
What salary do you need to buy a house in ZIP 23513? +
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See the full Norfolk home values page, all Virginia cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.