ZIP Code 23664 — Hampton, VA Home Prices (2026)
The typical home in ZIP 23664 (Hampton, Virginia) is worth about $315,000 at roughly $206 per square foot — 9% more expensive than the Hampton median and 7% more expensive than the typical U.S. home.
How 23664 compares
ZIP 23664 is one of the pricier ZIP codes in Hampton: its typical home value of $315,000 ranks #1 of the 5 Hampton ZIP codes we track (the citywide range runs from $240,000 in 23663 to $315,000 in 23664). Per square foot it costs about $206, against $200 for Hampton as a whole, $221 for Virginia, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 23664 | $315,000 | $206 |
| Hampton, VA | $289,000 | $200 |
| Virginia | $342,000 | $221 |
| United States | $294,000 | $195 |
Home value by size in 23664
Using this ZIP’s rate of about $206 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $206,000 |
| 1,500 sq ft | $309,000 |
| 2,000 sq ft | $412,000 |
| 2,500 sq ft | $515,000 |
| 3,000 sq ft | $618,000 |
Salary needed to buy a home in ZIP 23664
To buy the typical $315,000 home in ZIP 23664 with 20% down, you need a household income of roughly $86,000 a year (about $2,000 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $102,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $15,800 | $2,490/mo | $107,000/yr |
| 10% (+PMI) | $31,500 | $2,380/mo | $102,000/yr |
| 20% | $63,000 | $2,000/mo | $86,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 23664
At about $206 per square foot, here is roughly how much home different budgets get you in ZIP 23664:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 730 sq ft | below the local median — condos, smaller or older homes |
| $200k | 970 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1210 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1460 sq ft | around the typical home here |
| $400k | 1940 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 23664 home.
Estimate a specific home in 23664
The estimator below is pre-set to ZIP 23664 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Hampton ZIP codes by home value
Where 23664 sits among Hampton’s 5 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 23664 (this page) | $315,000 | $206 |
| 2 | 23666 | $297,000 | $196 |
| 3 | 23669 | $289,000 | $194 |
| 4 | 23661 | $247,000 | $200 |
| 5 | 23663 | $240,000 | $204 |
ZIP 23664 home prices: frequently asked
What is the average home price in ZIP code 23664? +
What is the price per square foot in 23664? +
What salary do you need to buy a house in ZIP 23664? +
Is 23664 an expensive ZIP code? +
See the full Hampton home values page, all Virginia cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.