ZIP Code 37069 — Franklin, TN Home Prices (2026)
The typical home in ZIP 37069 (Franklin, Tennessee) is worth about $1,017,000 at roughly $368 per square foot — 7% more expensive than the Franklin median and 246% more expensive than the typical U.S. home.
How 37069 compares
ZIP 37069 is one of the pricier ZIP codes in Franklin: its typical home value of $1,017,000 ranks #1 of the 3 Franklin ZIP codes we track (the citywide range runs from $902,000 in 37064 to $1,017,000 in 37069). Per square foot it costs about $368, against $368 for Franklin as a whole, $211 for Tennessee, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 37069 | $1,017,000 | $368 |
| Franklin, TN | $948,000 | $368 |
| Tennessee | $272,500 | $211 |
| United States | $294,000 | $195 |
Home value by size in 37069
Using this ZIP’s rate of about $368 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $368,000 |
| 1,500 sq ft | $552,000 |
| 2,000 sq ft | $736,000 |
| 2,500 sq ft | $920,000 |
| 3,000 sq ft | $1,104,000 |
Salary needed to buy a home in ZIP 37069
To buy the typical $1,017,000 home in ZIP 37069 with 20% down, you need a household income of roughly $277,000 a year (about $6,460 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $329,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $50,900 | $8,020/mo | $344,000/yr |
| 10% (+PMI) | $101,700 | $7,670/mo | $329,000/yr |
| 20% | $203,400 | $6,460/mo | $277,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 37069
At about $368 per square foot, here is roughly how much home different budgets get you in ZIP 37069:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $500k | 1360 sq ft | below the local median — condos, smaller or older homes |
| $600k | 1630 sq ft | below the local median — condos, smaller or older homes |
| $750k | 2040 sq ft | below the local median — condos, smaller or older homes |
| $1.00M | 2720 sq ft | around the typical home here |
| $1.50M | 4080 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 37069 home.
Estimate a specific home in 37069
The estimator below is pre-set to ZIP 37069 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Franklin ZIP codes by home value
Where 37069 sits among Franklin’s 3 ZIP codes:
ZIP 37069 home prices: frequently asked
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See the full Franklin home values page, all Tennessee cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.