ZIP Code 57105 — Sioux Falls, SD Home Prices (2026)
The typical home in ZIP 57105 (Sioux Falls, South Dakota) is worth about $292,000 at roughly $182 per square foot — 12% more affordable than the Sioux Falls median and 1% more affordable than the typical U.S. home.
How 57105 compares
ZIP 57105 is one of the more affordable ZIP codes in Sioux Falls: its typical home value of $292,000 ranks #6 of the 7 Sioux Falls ZIP codes we track (the citywide range runs from $224,000 in 57104 to $443,000 in 57108). Per square foot it costs about $182, against $193 for Sioux Falls as a whole, $165 for South Dakota, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 57105 | $292,000 | $182 |
| Sioux Falls, SD | $331,000 | $193 |
| South Dakota | $299,000 | $165 |
| United States | $294,000 | $195 |
Home value by size in 57105
Using this ZIP’s rate of about $182 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $182,000 |
| 1,500 sq ft | $273,000 |
| 2,000 sq ft | $364,000 |
| 2,500 sq ft | $455,000 |
| 3,000 sq ft | $546,000 |
Salary needed to buy a home in ZIP 57105
To buy the typical $292,000 home in ZIP 57105 with 20% down, you need a household income of roughly $79,000 a year (about $1,850 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $94,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $14,600 | $2,300/mo | $99,000/yr |
| 10% (+PMI) | $29,200 | $2,200/mo | $94,000/yr |
| 20% | $58,400 | $1,850/mo | $79,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 57105
At about $182 per square foot, here is roughly how much home different budgets get you in ZIP 57105:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 820 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1100 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1370 sq ft | around the typical home here |
| $300k | 1650 sq ft | around the typical home here |
| $400k | 2200 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 57105 home.
Estimate a specific home in 57105
The estimator below is pre-set to ZIP 57105 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Sioux Falls ZIP codes by home value
Where 57105 sits among Sioux Falls’s 7 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 57108 | $443,000 | $198 |
| 2 | 57110 | $433,000 | $232 |
| 3 | 57106 | $337,000 | $193 |
| 4 | 57107 | $331,000 | $221 |
| 5 | 57103 | $292,000 | $180 |
| 6 | 57105 (this page) | $292,000 | $182 |
| 7 | 57104 | $224,000 | $190 |
ZIP 57105 home prices: frequently asked
What is the average home price in ZIP code 57105? +
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See the full Sioux Falls home values page, all South Dakota cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.