ZIP Code 57702 — Rapid City, SD Home Prices (2026)
The typical home in ZIP 57702 (Rapid City, South Dakota) is worth about $459,000 at roughly $254 per square foot — 26% more expensive than the Rapid City median and 56% more expensive than the typical U.S. home.
How 57702 compares
ZIP 57702 is one of the pricier ZIP codes in Rapid City: its typical home value of $459,000 ranks #1 of the 3 Rapid City ZIP codes we track (the citywide range runs from $307,000 in 57701 to $459,000 in 57702). Per square foot it costs about $254, against $254 for Rapid City as a whole, $165 for South Dakota, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 57702 | $459,000 | $254 |
| Rapid City, SD | $364,000 | $254 |
| South Dakota | $299,000 | $165 |
| United States | $294,000 | $195 |
Home value by size in 57702
Using this ZIP’s rate of about $254 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $254,000 |
| 1,500 sq ft | $381,000 |
| 2,000 sq ft | $508,000 |
| 2,500 sq ft | $635,000 |
| 3,000 sq ft | $762,000 |
Salary needed to buy a home in ZIP 57702
To buy the typical $459,000 home in ZIP 57702 with 20% down, you need a household income of roughly $125,000 a year (about $2,910 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $148,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $23,000 | $3,620/mo | $155,000/yr |
| 10% (+PMI) | $45,900 | $3,460/mo | $148,000/yr |
| 20% | $91,800 | $2,910/mo | $125,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 57702
At about $254 per square foot, here is roughly how much home different budgets get you in ZIP 57702:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 980 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1180 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1570 sq ft | around the typical home here |
| $500k | 1970 sq ft | around the typical home here |
| $600k | 2360 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 57702 home.
Estimate a specific home in 57702
The estimator below is pre-set to ZIP 57702 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Rapid City ZIP codes by home value
Where 57702 sits among Rapid City’s 3 ZIP codes:
ZIP 57702 home prices: frequently asked
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See the full Rapid City home values page, all South Dakota cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.