ZIP Code 19609 — Reading, PA Home Prices (2026)

The typical home in ZIP 19609 (Reading, Pennsylvania) is worth about $295,000 at roughly $187 per square foot — 5% more expensive than the Reading median and about the same as the typical U.S. home.

$295,000

Typical home value

$187

Price per sq ft

#4 of 9

Reading ZIPs by value

+5%

vs Reading median

How 19609 compares

ZIP 19609 is a mid-priced ZIP code for Reading: its typical home value of $295,000 ranks #4 of the 9 Reading ZIP codes we track (the citywide range runs from $144,000 in 19602 to $398,000 in 19608). Per square foot it costs about $187, against $168 for Reading as a whole, $167 for Pennsylvania, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 19609	$295,000	$187
Reading, PA	$280,000	$168
Pennsylvania	$240,000	$167
United States	$294,000	$195

Home value by size in 19609

Using this ZIP’s rate of about $187 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$187,000
1,500 sq ft	$280,500
2,000 sq ft	$374,000
2,500 sq ft	$467,500
3,000 sq ft	$561,000

Salary needed to buy a home in ZIP 19609

To buy the typical $295,000 home in ZIP 19609 with 20% down, you need a household income of roughly $80,000 a year (about $1,870 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $95,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$14,800	$2,330/mo	$100,000/yr
10% (+PMI)	$29,500	$2,230/mo	$95,000/yr
20%	$59,000	$1,870/mo	$80,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 19609

At about $187 per square foot, here is roughly how much home different budgets get you in ZIP 19609:

Budget	Approx. size	What that looks like locally
$150k	800 sq ft	below the local median — condos, smaller or older homes
$200k	1070 sq ft	below the local median — condos, smaller or older homes
$250k	1340 sq ft	around the typical home here
$300k	1600 sq ft	around the typical home here
$400k	2140 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 19609 home.

Estimate a specific home in 19609

The estimator below is pre-set to ZIP 19609 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Reading ZIP codes by home value

Where 19609 sits among Reading’s 9 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	19608	$398,000	$195
2	19606	$306,000	$179
3	19605	$300,000	$184
4	19609 (this page)	$295,000	$187
5	19607	$280,000	$168
6	19611	$240,000	$167
7	19601	$187,000	$138
8	19604	$172,000	$153
9	19602	$144,000	$142

ZIP 19609 home prices: frequently asked

What is the average home price in ZIP code 19609? +

The typical home in ZIP 19609 (Reading, PA) is worth about $295,000 as of 2026. That is 5% more expensive than the Reading median of $280,000 and about the same as the U.S. median of $294,000.

What is the price per square foot in 19609? +

About $187 per square foot in 19609, versus $168 across Reading and $167 across Pennsylvania. At that rate a 1,500 sq ft home runs roughly $280,500 and a 2,500 sq ft home about $467,500.

What salary do you need to buy a house in ZIP 19609? +

For the typical $295,000 home in ZIP 19609, a household income of about $80,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $95,000; with 5% down about $100,000.

Is 19609 an expensive ZIP code? +

Within Reading, 19609 ranks #4 of 9 ZIP codes by typical home value, which makes it a mid-priced ZIP code for Reading. Nationally it is about average.

See the full Reading home values page, all Pennsylvania cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.