ZIP Code 19481 — Phoenixville, PA Home Prices (2026)
The typical home in ZIP 19481 (Phoenixville, Pennsylvania) is worth about $810,000 at roughly $230 per square foot — 53% more expensive than the Phoenixville median and 176% more expensive than the typical U.S. home.
How 19481 compares
ZIP 19481 is one of the pricier ZIP codes in Phoenixville: its typical home value of $810,000 ranks #1 of the 3 Phoenixville ZIP codes we track (the citywide range runs from $481,000 in 19456 to $810,000 in 19481). Per square foot it costs about $230, against $253 for Phoenixville as a whole, $167 for Pennsylvania, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 19481 | $810,000 | $230 |
| Phoenixville, PA | $528,000 | $253 |
| Pennsylvania | $240,000 | $167 |
| United States | $294,000 | $195 |
Home value by size in 19481
Using this ZIP’s rate of about $230 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $230,000 |
| 1,500 sq ft | $345,000 |
| 2,000 sq ft | $460,000 |
| 2,500 sq ft | $575,000 |
| 3,000 sq ft | $690,000 |
Salary needed to buy a home in ZIP 19481
To buy the typical $810,000 home in ZIP 19481 with 20% down, you need a household income of roughly $220,000 a year (about $5,140 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $262,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $40,500 | $6,390/mo | $274,000/yr |
| 10% (+PMI) | $81,000 | $6,110/mo | $262,000/yr |
| 20% | $162,000 | $5,140/mo | $220,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 19481
At about $230 per square foot, here is roughly how much home different budgets get you in ZIP 19481:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $400k | 1740 sq ft | below the local median — condos, smaller or older homes |
| $500k | 2170 sq ft | below the local median — condos, smaller or older homes |
| $600k | 2610 sq ft | below the local median — condos, smaller or older homes |
| $750k | 3260 sq ft | around the typical home here |
| $1.00M | 4350 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 19481 home.
Estimate a specific home in 19481
The estimator below is pre-set to ZIP 19481 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Phoenixville ZIP codes by home value
Where 19481 sits among Phoenixville’s 3 ZIP codes:
ZIP 19481 home prices: frequently asked
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See the full Phoenixville home values page, all Pennsylvania cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.