ZIP Code 19131 — Philadelphia, PA Home Prices (2026)

The typical home in ZIP 19131 (Philadelphia, Pennsylvania) is worth about $165,000 at roughly $164 per square foot — 34% more affordable than the Philadelphia median and 44% more affordable than the typical U.S. home.

$165,000

Typical home value

$164

Price per sq ft

#38 of 46

Philadelphia ZIPs by value

-34%

vs Philadelphia median

How 19131 compares

ZIP 19131 is one of the more affordable ZIP codes in Philadelphia: its typical home value of $165,000 ranks #38 of the 46 Philadelphia ZIP codes we track (the citywide range runs from $73,000 in 19132 to $914,000 in 19118). Per square foot it costs about $164, against $222 for Philadelphia as a whole, $167 for Pennsylvania, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 19131	$165,000	$164
Philadelphia, PA	$250,500	$222
Pennsylvania	$240,000	$167
United States	$294,000	$195

Home value by size in 19131

Using this ZIP’s rate of about $164 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$164,000
1,500 sq ft	$246,000
2,000 sq ft	$328,000
2,500 sq ft	$410,000
3,000 sq ft	$492,000

Salary needed to buy a home in ZIP 19131

To buy the typical $165,000 home in ZIP 19131 with 20% down, you need a household income of roughly $45,000 a year (about $1,050 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $53,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$8,300	$1,300/mo	$56,000/yr
10% (+PMI)	$16,500	$1,240/mo	$53,000/yr
20%	$33,000	$1,050/mo	$45,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 19131

At about $164 per square foot, here is roughly how much home different budgets get you in ZIP 19131:

Budget	Approx. size	What that looks like locally
$150k	910 sq ft	around the typical home here
$200k	1220 sq ft	around the typical home here
$250k	1520 sq ft	above the median — larger homes or the pricier ZIPs
$300k	1830 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 19131 home.

Estimate a specific home in 19131

The estimator below is pre-set to ZIP 19131 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Philadelphia ZIP codes by home value

Where 19131 sits among Philadelphia’s 46 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	19118	$914,000	$409
2	19147	$495,000	$361
3	19103	$483,000	$480
4	19123	$467,000	$325
5	19130	$444,000	$337
6	19106	$406,000	$392
7	19146	$399,000	$286
8	19116	$397,000	$261
9	19115	$391,000	$243
10	19102	$388,000	$420
11	19125	$381,000	$292
12	19119	$371,000	$226
13	19128	$371,000	$273
14	19127	$357,000	$233
15	19114	$324,000	$241
16	19152	$324,000	$245
17	19129	$323,000	$248
18	19154	$323,000	$244
19	19107	$319,000	$352
20	19122	$301,000	$253
21	19111	$298,000	$226
22	19148	$269,000	$264
23	19145	$260,000	$240
24	19150	$241,000	$218
25	19136	$239,000	$200
26	19126	$231,000	$175
27	19137	$229,000	$184
28	19149	$226,000	$208
29	19104	$218,000	$192
30	19153	$215,000	$212
31	19135	$207,000	$182
32	19151	$203,000	$164
33	19121	$190,000	$188
34	19144	$184,000	$160
35	19138	$178,000	$166
36	19124	$174,000	$162
37	19120	$169,000	$169
38	19131 (this page)	$165,000	$164
39	19141	$160,000	$141
40	19143	$146,000	$177
41	19142	$137,000	$142
42	19139	$128,000	$145
43	19134	$119,000	$126
44	19140	$97,000	$118
45	19133	$83,000	$130
46	19132	$73,000	$119

ZIP 19131 home prices: frequently asked

What is the average home price in ZIP code 19131? +

The typical home in ZIP 19131 (Philadelphia, PA) is worth about $165,000 as of 2026. That is 34% more affordable than the Philadelphia median of $250,500 and 44% more affordable than the U.S. median of $294,000.

What is the price per square foot in 19131? +

About $164 per square foot in 19131, versus $222 across Philadelphia and $167 across Pennsylvania. At that rate a 1,500 sq ft home runs roughly $246,000 and a 2,500 sq ft home about $410,000.

What salary do you need to buy a house in ZIP 19131? +

For the typical $165,000 home in ZIP 19131, a household income of about $45,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $53,000; with 5% down about $56,000.

Is 19131 an expensive ZIP code? +

Within Philadelphia, 19131 ranks #38 of 46 ZIP codes by typical home value, which makes it one of the more affordable ZIP codes in Philadelphia. Nationally it is relatively affordable.

See the full Philadelphia home values page, all Pennsylvania cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.