ZIP Code 97601 — Klamath Falls, OR Home Prices (2026)
The typical home in ZIP 97601 (Klamath Falls, Oregon) is worth about $276,000 at roughly $221 per square foot — 4% more affordable than the Klamath Falls median and 6% more affordable than the typical U.S. home.
How 97601 compares
ZIP 97601 is one of the more affordable ZIP codes in Klamath Falls: its typical home value of $276,000 ranks #3 of the 3 Klamath Falls ZIP codes we track (the citywide range runs from $276,000 in 97601 to $328,000 in 97603). Per square foot it costs about $221, against $224 for Klamath Falls as a whole, $299 for Oregon, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 97601 | $276,000 | $221 |
| Klamath Falls, OR | $287,000 | $224 |
| Oregon | $468,500 | $299 |
| United States | $294,000 | $195 |
Home value by size in 97601
Using this ZIP’s rate of about $221 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $221,000 |
| 1,500 sq ft | $331,500 |
| 2,000 sq ft | $442,000 |
| 2,500 sq ft | $552,500 |
| 3,000 sq ft | $663,000 |
Salary needed to buy a home in ZIP 97601
To buy the typical $276,000 home in ZIP 97601 with 20% down, you need a household income of roughly $75,000 a year (about $1,750 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $89,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $13,800 | $2,180/mo | $93,000/yr |
| 10% (+PMI) | $27,600 | $2,080/mo | $89,000/yr |
| 20% | $55,200 | $1,750/mo | $75,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 97601
At about $221 per square foot, here is roughly how much home different budgets get you in ZIP 97601:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 680 sq ft | below the local median — condos, smaller or older homes |
| $200k | 900 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1130 sq ft | around the typical home here |
| $300k | 1360 sq ft | around the typical home here |
| $400k | 1810 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 97601 home.
Estimate a specific home in 97601
The estimator below is pre-set to ZIP 97601 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Klamath Falls ZIP codes by home value
Where 97601 sits among Klamath Falls’s 3 ZIP codes:
ZIP 97601 home prices: frequently asked
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See the full Klamath Falls home values page, all Oregon cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.