ZIP Code 97707 — Bend, OR Home Prices (2026)

The typical home in ZIP 97707 (Bend, Oregon) is worth about $737,000 at roughly $433 per square foot — 4% more expensive than the Bend median and 151% more expensive than the typical U.S. home.

$737,000

Typical home value

$433

Price per sq ft

#2 of 4

Bend ZIPs by value

+4%

vs Bend median

How 97707 compares

ZIP 97707 is one of the pricier ZIP codes in Bend: its typical home value of $737,000 ranks #2 of the 4 Bend ZIP codes we track (the citywide range runs from $607,000 in 97701 to $1,015,000 in 97703). Per square foot it costs about $433, against $416 for Bend as a whole, $299 for Oregon, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 97707	$737,000	$433
Bend, OR	$710,500	$416
Oregon	$468,500	$299
United States	$294,000	$195

Home value by size in 97707

Using this ZIP’s rate of about $433 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$433,000
1,500 sq ft	$649,500
2,000 sq ft	$866,000
2,500 sq ft	$1,082,500
3,000 sq ft	$1,299,000

Salary needed to buy a home in ZIP 97707

To buy the typical $737,000 home in ZIP 97707 with 20% down, you need a household income of roughly $201,000 a year (about $4,680 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $238,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$36,900	$5,810/mo	$249,000/yr
10% (+PMI)	$73,700	$5,560/mo	$238,000/yr
20%	$147,400	$4,680/mo	$201,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 97707

At about $433 per square foot, here is roughly how much home different budgets get you in ZIP 97707:

Budget	Approx. size	What that looks like locally
$400k	920 sq ft	below the local median — condos, smaller or older homes
$500k	1150 sq ft	below the local median — condos, smaller or older homes
$600k	1390 sq ft	around the typical home here
$750k	1730 sq ft	around the typical home here
$1.00M	2310 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 97707 home.

Estimate a specific home in 97707

The estimator below is pre-set to ZIP 97707 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Bend ZIP codes by home value

Where 97707 sits among Bend’s 4 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	97703	$1,015,000	$537
2	97707 (this page)	$737,000	$433
3	97702	$684,000	$398
4	97701	$607,000	$370

ZIP 97707 home prices: frequently asked

What is the average home price in ZIP code 97707? +

The typical home in ZIP 97707 (Bend, OR) is worth about $737,000 as of 2026. That is 4% more expensive than the Bend median of $710,500 and 151% more expensive than the U.S. median of $294,000.

What is the price per square foot in 97707? +

About $433 per square foot in 97707, versus $416 across Bend and $299 across Oregon. At that rate a 1,500 sq ft home runs roughly $649,500 and a 2,500 sq ft home about $1,082,500.

What salary do you need to buy a house in ZIP 97707? +

For the typical $737,000 home in ZIP 97707, a household income of about $201,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $238,000; with 5% down about $249,000.

Is 97707 an expensive ZIP code? +

Within Bend, 97707 ranks #2 of 4 ZIP codes by typical home value, which makes it one of the pricier ZIP codes in Bend. Nationally it is relatively expensive.

See the full Bend home values page, all Oregon cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.