ZIP Code 43613 — Toledo, OH Home Prices (2026)

The typical home in ZIP 43613 (Toledo, Ohio) is worth about $162,000 at roughly $116 per square foot — 34% more expensive than the Toledo median and 45% more affordable than the typical U.S. home.

$162,000

Typical home value

$116

Price per sq ft

#6 of 15

Toledo ZIPs by value

+34%

vs Toledo median

How 43613 compares

ZIP 43613 is a mid-priced ZIP code for Toledo: its typical home value of $162,000 ranks #6 of the 15 Toledo ZIP codes we track (the citywide range runs from $49,000 in 43608 to $334,000 in 43617). Per square foot it costs about $116, against $103 for Toledo as a whole, $159 for Ohio, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 43613	$162,000	$116
Toledo, OH	$121,000	$103
Ohio	$230,000	$159
United States	$294,000	$195

Home value by size in 43613

Using this ZIP’s rate of about $116 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$116,000
1,500 sq ft	$174,000
2,000 sq ft	$232,000
2,500 sq ft	$290,000
3,000 sq ft	$348,000

Salary needed to buy a home in ZIP 43613

To buy the typical $162,000 home in ZIP 43613 with 20% down, you need a household income of roughly $44,000 a year (about $1,030 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $52,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$8,100	$1,280/mo	$55,000/yr
10% (+PMI)	$16,200	$1,220/mo	$52,000/yr
20%	$32,400	$1,030/mo	$44,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 43613

At about $116 per square foot, here is roughly how much home different budgets get you in ZIP 43613:

Budget	Approx. size	What that looks like locally
$150k	1290 sq ft	around the typical home here
$200k	1720 sq ft	around the typical home here
$250k	2160 sq ft	above the median — larger homes or the pricier ZIPs
$300k	2590 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 43613 home.

Estimate a specific home in 43613

The estimator below is pre-set to ZIP 43613 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Toledo ZIP codes by home value

Where 43613 sits among Toledo’s 15 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	43617	$334,000	$166
2	43623	$211,000	$144
3	43614	$207,000	$144
4	43606	$198,000	$139
5	43615	$184,000	$145
6	43613 (this page)	$162,000	$116
7	43611	$159,000	$113
8	43612	$121,000	$103
9	43620	$94,000	$69
10	43607	$81,000	$75
11	43609	$71,000	$80
12	43605	$66,000	$69
13	43604	$64,000	$62
14	43610	$62,000	$62
15	43608	$49,000	$56

ZIP 43613 home prices: frequently asked

What is the average home price in ZIP code 43613? +

The typical home in ZIP 43613 (Toledo, OH) is worth about $162,000 as of 2026. That is 34% more expensive than the Toledo median of $121,000 and 45% more affordable than the U.S. median of $294,000.

What is the price per square foot in 43613? +

About $116 per square foot in 43613, versus $103 across Toledo and $159 across Ohio. At that rate a 1,500 sq ft home runs roughly $174,000 and a 2,500 sq ft home about $290,000.

What salary do you need to buy a house in ZIP 43613? +

For the typical $162,000 home in ZIP 43613, a household income of about $44,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $52,000; with 5% down about $55,000.

Is 43613 an expensive ZIP code? +

Within Toledo, 43613 ranks #6 of 15 ZIP codes by typical home value, which makes it a mid-priced ZIP code for Toledo. Nationally it is relatively affordable.

See the full Toledo home values page, all Ohio cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.