ZIP Code 44052 — Lorain, OH Home Prices (2026)
The typical home in ZIP 44052 (Lorain, Ohio) is worth about $143,000 at roughly $116 per square foot — about the same as the Lorain median and 51% more affordable than the typical U.S. home.
How 44052 compares
ZIP 44052 is a mid-priced ZIP code for Lorain: its typical home value of $143,000 ranks #2 of the 3 Lorain ZIP codes we track (the citywide range runs from $130,000 in 44055 to $247,000 in 44053). Per square foot it costs about $116, against $116 for Lorain as a whole, $159 for Ohio, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 44052 | $143,000 | $116 |
| Lorain, OH | $143,000 | $116 |
| Ohio | $230,000 | $159 |
| United States | $294,000 | $195 |
Home value by size in 44052
Using this ZIP’s rate of about $116 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $116,000 |
| 1,500 sq ft | $174,000 |
| 2,000 sq ft | $232,000 |
| 2,500 sq ft | $290,000 |
| 3,000 sq ft | $348,000 |
Salary needed to buy a home in ZIP 44052
To buy the typical $143,000 home in ZIP 44052 with 20% down, you need a household income of roughly $39,000 a year (about $910 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $46,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $7,200 | $1,130/mo | $48,000/yr |
| 10% (+PMI) | $14,300 | $1,080/mo | $46,000/yr |
| 20% | $28,600 | $910/mo | $39,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 44052
At about $116 per square foot, here is roughly how much home different budgets get you in ZIP 44052:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1290 sq ft | around the typical home here |
| $200k | 1720 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 2160 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2590 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 44052 home.
Estimate a specific home in 44052
The estimator below is pre-set to ZIP 44052 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Lorain ZIP codes by home value
Where 44052 sits among Lorain’s 3 ZIP codes:
ZIP 44052 home prices: frequently asked
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See the full Lorain home values page, all Ohio cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.