ZIP Code 44123 — Euclid, OH Home Prices (2026)

The typical home in ZIP 44123 (Euclid, Ohio) is worth about $143,000 at roughly $117 per square foot — 8% more affordable than the Euclid median and 51% more affordable than the typical U.S. home.

$143,000

Typical home value

$117

Price per sq ft

#3 of 3

Euclid ZIPs by value

-8%

vs Euclid median

How 44123 compares

ZIP 44123 is one of the more affordable ZIP codes in Euclid: its typical home value of $143,000 ranks #3 of the 3 Euclid ZIP codes we track (the citywide range runs from $143,000 in 44123 to $171,000 in 44117). Per square foot it costs about $117, against $106 for Euclid as a whole, $159 for Ohio, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 44123	$143,000	$117
Euclid, OH	$155,000	$106
Ohio	$230,000	$159
United States	$294,000	$195

Home value by size in 44123

Using this ZIP’s rate of about $117 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$117,000
1,500 sq ft	$175,500
2,000 sq ft	$234,000
2,500 sq ft	$292,500
3,000 sq ft	$351,000

Salary needed to buy a home in ZIP 44123

To buy the typical $143,000 home in ZIP 44123 with 20% down, you need a household income of roughly $39,000 a year (about $910 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $46,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$7,200	$1,130/mo	$48,000/yr
10% (+PMI)	$14,300	$1,080/mo	$46,000/yr
20%	$28,600	$910/mo	$39,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 44123

At about $117 per square foot, here is roughly how much home different budgets get you in ZIP 44123:

Budget	Approx. size	What that looks like locally
$150k	1280 sq ft	around the typical home here
$200k	1710 sq ft	above the median — larger homes or the pricier ZIPs
$250k	2140 sq ft	above the median — larger homes or the pricier ZIPs
$300k	2560 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 44123 home.

Estimate a specific home in 44123

The estimator below is pre-set to ZIP 44123 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Euclid ZIP codes by home value

Where 44123 sits among Euclid’s 3 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	44117	$171,000	$97
2	44132	$155,000	$106
3	44123 (this page)	$143,000	$117

ZIP 44123 home prices: frequently asked

What is the average home price in ZIP code 44123? +

The typical home in ZIP 44123 (Euclid, OH) is worth about $143,000 as of 2026. That is 8% more affordable than the Euclid median of $155,000 and 51% more affordable than the U.S. median of $294,000.

What is the price per square foot in 44123? +

About $117 per square foot in 44123, versus $106 across Euclid and $159 across Ohio. At that rate a 1,500 sq ft home runs roughly $175,500 and a 2,500 sq ft home about $292,500.

What salary do you need to buy a house in ZIP 44123? +

For the typical $143,000 home in ZIP 44123, a household income of about $39,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $46,000; with 5% down about $48,000.

Is 44123 an expensive ZIP code? +

Within Euclid, 44123 ranks #3 of 3 ZIP codes by typical home value, which makes it one of the more affordable ZIP codes in Euclid. Nationally it is relatively affordable.

See the full Euclid home values page, all Ohio cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.