ZIP Code 45410 — Dayton, OH Home Prices (2026)
The typical home in ZIP 45410 (Dayton, Ohio) is worth about $131,000 at roughly $106 per square foot — 28% more expensive than the Dayton median and 55% more affordable than the typical U.S. home.
How 45410 compares
ZIP 45410 is one of the pricier ZIP codes in Dayton: its typical home value of $131,000 ranks #3 of the 9 Dayton ZIP codes we track (the citywide range runs from $75,000 in 45417 to $340,000 in 45459). Per square foot it costs about $106, against $106 for Dayton as a whole, $159 for Ohio, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 45410 | $131,000 | $106 |
| Dayton, OH | $102,000 | $106 |
| Ohio | $230,000 | $159 |
| United States | $294,000 | $195 |
Home value by size in 45410
Using this ZIP’s rate of about $106 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $106,000 |
| 1,500 sq ft | $159,000 |
| 2,000 sq ft | $212,000 |
| 2,500 sq ft | $265,000 |
| 3,000 sq ft | $318,000 |
Salary needed to buy a home in ZIP 45410
To buy the typical $131,000 home in ZIP 45410 with 20% down, you need a household income of roughly $36,000 a year (about $830 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $42,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $6,600 | $1,030/mo | $44,000/yr |
| 10% (+PMI) | $13,100 | $990/mo | $42,000/yr |
| 20% | $26,200 | $830/mo | $36,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 45410
At about $106 per square foot, here is roughly how much home different budgets get you in ZIP 45410:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1420 sq ft | around the typical home here |
| $200k | 1890 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 2360 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2830 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 45410 home.
Estimate a specific home in 45410
The estimator below is pre-set to ZIP 45410 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Dayton ZIP codes by home value
Where 45410 sits among Dayton’s 9 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 45459 | $340,000 | $163 |
| 2 | 45414 | $187,000 | $133 |
| 3 | 45410 (this page) | $131,000 | $106 |
| 4 | 45404 | $105,000 | $108 |
| 5 | 45403 | $102,000 | $94 |
| 6 | 45406 | $92,000 | $99 |
| 7 | 45405 | $91,000 | $84 |
| 8 | 45402 | $75,000 | $113 |
| 9 | 45417 | $75,000 | $103 |
ZIP 45410 home prices: frequently asked
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What is the price per square foot in 45410? +
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See the full Dayton home values page, all Ohio cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.