ZIP Code 45225 — Cincinnati, OH Home Prices (2026)

The typical home in ZIP 45225 (Cincinnati, Ohio) is worth about $116,000 at roughly $121 per square foot — 53% more affordable than the Cincinnati median and 61% more affordable than the typical U.S. home.

$116,000
Typical home value
$121
Price per sq ft
#31 of 31
Cincinnati ZIPs by value
-53%
vs Cincinnati median

How 45225 compares

ZIP 45225 is one of the more affordable ZIP codes in Cincinnati: its typical home value of $116,000 ranks #31 of the 31 Cincinnati ZIP codes we track (the citywide range runs from $116,000 in 45225 to $634,000 in 45208). Per square foot it costs about $121, against $183 for Cincinnati as a whole, $159 for Ohio, and $195 nationally.

AreaTypical value$ / sq ft
ZIP 45225$116,000$121
Cincinnati, OH$245,000$183
Ohio$230,000$159
United States$294,000$195

Home value by size in 45225

Using this ZIP’s rate of about $121 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home sizeEstimated value
1,000 sq ft$121,000
1,500 sq ft$181,500
2,000 sq ft$242,000
2,500 sq ft$302,500
3,000 sq ft$363,000

Salary needed to buy a home in ZIP 45225

To buy the typical $116,000 home in ZIP 45225 with 20% down, you need a household income of roughly $32,000 a year (about $740 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $37,000, because the loan is bigger and mortgage insurance kicks in.

Down paymentCash downMonthly paymentIncome needed
5% (+PMI)$5,800$920/mo$39,000/yr
10% (+PMI)$11,600$870/mo$37,000/yr
20%$23,200$740/mo$32,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 45225

At about $121 per square foot, here is roughly how much home different budgets get you in ZIP 45225:

BudgetApprox. sizeWhat that looks like locally
$150k1240 sq ftaround the typical home here
$200k1650 sq ftabove the median — larger homes or the pricier ZIPs
$250k2070 sq ftabove the median — larger homes or the pricier ZIPs
$300k2480 sq ftabove the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 45225 home.

Estimate a specific home in 45225

The estimator below is pre-set to ZIP 45225 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Cincinnati ZIP codes by home value

Where 45225 sits among Cincinnati’s 31 ZIP codes:

#ZIP codeTypical value$ / sq ft
145208$634,000$264
245226$461,000$259
345209$406,000$303
445202$387,000$319
545255$361,000$186
645203$356,000$275
745233$354,000$199
845220$337,000$213
945245$334,000$208
1045230$316,000$197
1145252$307,000$151
1245213$304,000$215
1345227$286,000$243
1445219$266,000$204
1545206$253,000$213
1645229$245,000$183
1745238$224,000$149
1845207$223,000$158
1945251$223,000$159
2045231$218,000$149
2145223$215,000$172
2245224$214,000$156
2345239$213,000$149
2445237$202,000$153
2545211$200,000$145
2645232$175,000$189
2745216$157,000$101
2845205$140,000$122
2945214$135,000$143
3045204$126,000$130
3145225 (this page)$116,000$121

ZIP 45225 home prices: frequently asked

What is the average home price in ZIP code 45225? +
The typical home in ZIP 45225 (Cincinnati, OH) is worth about $116,000 as of 2026. That is 53% more affordable than the Cincinnati median of $245,000 and 61% more affordable than the U.S. median of $294,000.
What is the price per square foot in 45225? +
About $121 per square foot in 45225, versus $183 across Cincinnati and $159 across Ohio. At that rate a 1,500 sq ft home runs roughly $181,500 and a 2,500 sq ft home about $302,500.
What salary do you need to buy a house in ZIP 45225? +
For the typical $116,000 home in ZIP 45225, a household income of about $32,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $37,000; with 5% down about $39,000.
Is 45225 an expensive ZIP code? +
Within Cincinnati, 45225 ranks #31 of 31 ZIP codes by typical home value, which makes it one of the more affordable ZIP codes in Cincinnati. Nationally it is relatively affordable.

See the full Cincinnati home values page, all Ohio cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.