ZIP Code 27103 — Winston-Salem, NC Home Prices (2026)
The typical home in ZIP 27103 (Winston-Salem, North Carolina) is worth about $282,000 at roughly $187 per square foot — 8% more expensive than the Winston-Salem median and 4% more affordable than the typical U.S. home.
How 27103 compares
ZIP 27103 is one of the pricier ZIP codes in Winston-Salem: its typical home value of $282,000 ranks #3 of the 7 Winston-Salem ZIP codes we track (the citywide range runs from $175,000 in 27105 to $375,000 in 27104). Per square foot it costs about $187, against $185 for Winston-Salem as a whole, $202 for North Carolina, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 27103 | $282,000 | $187 |
| Winston-Salem, NC | $260,000 | $185 |
| North Carolina | $290,000 | $202 |
| United States | $294,000 | $195 |
Home value by size in 27103
Using this ZIP’s rate of about $187 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $187,000 |
| 1,500 sq ft | $280,500 |
| 2,000 sq ft | $374,000 |
| 2,500 sq ft | $467,500 |
| 3,000 sq ft | $561,000 |
Salary needed to buy a home in ZIP 27103
To buy the typical $282,000 home in ZIP 27103 with 20% down, you need a household income of roughly $77,000 a year (about $1,790 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $91,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $14,100 | $2,220/mo | $95,000/yr |
| 10% (+PMI) | $28,200 | $2,130/mo | $91,000/yr |
| 20% | $56,400 | $1,790/mo | $77,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 27103
At about $187 per square foot, here is roughly how much home different budgets get you in ZIP 27103:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 800 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1070 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1340 sq ft | around the typical home here |
| $300k | 1600 sq ft | around the typical home here |
| $400k | 2140 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 27103 home.
Estimate a specific home in 27103
The estimator below is pre-set to ZIP 27103 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Winston-Salem ZIP codes by home value
Where 27103 sits among Winston-Salem’s 7 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 27104 | $375,000 | $185 |
| 2 | 27106 | $336,000 | $179 |
| 3 | 27103 (this page) | $282,000 | $187 |
| 4 | 27127 | $260,000 | $179 |
| 5 | 27107 | $245,000 | $186 |
| 6 | 27101 | $228,000 | $197 |
| 7 | 27105 | $175,000 | $160 |
ZIP 27103 home prices: frequently asked
What is the average home price in ZIP code 27103? +
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See the full Winston-Salem home values page, all North Carolina cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.