ZIP Code 27513 — Cary, NC Home Prices (2026)
The typical home in ZIP 27513 (Cary, North Carolina) is worth about $567,000 at roughly $253 per square foot — 11% more affordable than the Cary median and 93% more expensive than the typical U.S. home.
How 27513 compares
ZIP 27513 is one of the more affordable ZIP codes in Cary: its typical home value of $567,000 ranks #3 of the 4 Cary ZIP codes we track (the citywide range runs from $505,000 in 27511 to $746,000 in 27518). Per square foot it costs about $253, against $255 for Cary as a whole, $202 for North Carolina, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 27513 | $567,000 | $253 |
| Cary, NC | $636,000 | $255 |
| North Carolina | $290,000 | $202 |
| United States | $294,000 | $195 |
Home value by size in 27513
Using this ZIP’s rate of about $253 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $253,000 |
| 1,500 sq ft | $379,500 |
| 2,000 sq ft | $506,000 |
| 2,500 sq ft | $632,500 |
| 3,000 sq ft | $759,000 |
Salary needed to buy a home in ZIP 27513
To buy the typical $567,000 home in ZIP 27513 with 20% down, you need a household income of roughly $154,000 a year (about $3,600 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $183,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $28,400 | $4,470/mo | $192,000/yr |
| 10% (+PMI) | $56,700 | $4,280/mo | $183,000/yr |
| 20% | $113,400 | $3,600/mo | $154,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 27513
At about $253 per square foot, here is roughly how much home different budgets get you in ZIP 27513:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $300k | 1190 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1580 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1980 sq ft | around the typical home here |
| $600k | 2370 sq ft | around the typical home here |
| $750k | 2960 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 27513 home.
Estimate a specific home in 27513
The estimator below is pre-set to ZIP 27513 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Cary ZIP codes by home value
Where 27513 sits among Cary’s 4 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 27518 | $746,000 | $240 |
| 2 | 27519 | $705,000 | $257 |
| 3 | 27513 (this page) | $567,000 | $253 |
| 4 | 27511 | $505,000 | $284 |
ZIP 27513 home prices: frequently asked
What is the average home price in ZIP code 27513? +
What is the price per square foot in 27513? +
What salary do you need to buy a house in ZIP 27513? +
Is 27513 an expensive ZIP code? +
See the full Cary home values page, all North Carolina cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.