ZIP Code 13204 — Syracuse, NY Home Prices (2026)

The typical home in ZIP 13204 (Syracuse, New York) is worth about $154,000 at roughly $228 per square foot — 31% more affordable than the Syracuse median and 48% more affordable than the typical U.S. home.

$154,000

Typical home value

$228

Price per sq ft

#13 of 14

Syracuse ZIPs by value

-31%

vs Syracuse median

How 13204 compares

ZIP 13204 is one of the more affordable ZIP codes in Syracuse: its typical home value of $154,000 ranks #13 of the 14 Syracuse ZIP codes we track (the citywide range runs from $154,000 in 13205 to $390,000 in 13215). Per square foot it costs about $228, against $158 for Syracuse as a whole, $247 for New York, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 13204	$154,000	$228
Syracuse, NY	$224,500	$158
New York	$338,000	$247
United States	$294,000	$195

Home value by size in 13204

Using this ZIP’s rate of about $228 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$228,000
1,500 sq ft	$342,000
2,000 sq ft	$456,000
2,500 sq ft	$570,000
3,000 sq ft	$684,000

Salary needed to buy a home in ZIP 13204

To buy the typical $154,000 home in ZIP 13204 with 20% down, you need a household income of roughly $42,000 a year (about $980 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $50,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$7,700	$1,220/mo	$52,000/yr
10% (+PMI)	$15,400	$1,160/mo	$50,000/yr
20%	$30,800	$980/mo	$42,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 13204

At about $228 per square foot, here is roughly how much home different budgets get you in ZIP 13204:

Budget	Approx. size	What that looks like locally
$150k	660 sq ft	around the typical home here
$200k	880 sq ft	around the typical home here
$250k	1100 sq ft	above the median — larger homes or the pricier ZIPs
$300k	1320 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 13204 home.

Estimate a specific home in 13204

The estimator below is pre-set to ZIP 13204 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Syracuse ZIP codes by home value

Where 13204 sits among Syracuse’s 14 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	13215	$390,000	$268
2	13202	$381,000	$229
3	13214	$322,000	$165
4	13224	$288,000	$150
5	13210	$269,000	$150
6	13219	$268,000	$185
7	13209	$244,000	$176
8	13206	$205,000	$142
9	13211	$201,000	$182
10	13203	$193,000	$108
11	13207	$183,000	$95
12	13208	$174,000	$110
13	13204 (this page)	$154,000	$228
14	13205	$154,000	$74

ZIP 13204 home prices: frequently asked

What is the average home price in ZIP code 13204? +

The typical home in ZIP 13204 (Syracuse, NY) is worth about $154,000 as of 2026. That is 31% more affordable than the Syracuse median of $224,500 and 48% more affordable than the U.S. median of $294,000.

What is the price per square foot in 13204? +

About $228 per square foot in 13204, versus $158 across Syracuse and $247 across New York. At that rate a 1,500 sq ft home runs roughly $342,000 and a 2,500 sq ft home about $570,000.

What salary do you need to buy a house in ZIP 13204? +

For the typical $154,000 home in ZIP 13204, a household income of about $42,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $50,000; with 5% down about $52,000.

Is 13204 an expensive ZIP code? +

Within Syracuse, 13204 ranks #13 of 14 ZIP codes by typical home value, which makes it one of the more affordable ZIP codes in Syracuse. Nationally it is relatively affordable.

See the full Syracuse home values page, all New York cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.