ZIP Code 14604 — Rochester, NY Home Prices (2026)

The typical home in ZIP 14604 (Rochester, New York) is worth about $522,000 at roughly $275 per square foot — 94% more expensive than the Rochester median and 78% more expensive than the typical U.S. home.

$522,000

Typical home value

$275

Price per sq ft

#1 of 23

Rochester ZIPs by value

+94%

vs Rochester median

How 14604 compares

ZIP 14604 is one of the pricier ZIP codes in Rochester: its typical home value of $522,000 ranks #1 of the 23 Rochester ZIP codes we track (the citywide range runs from $98,000 in 14605 to $522,000 in 14604). Per square foot it costs about $275, against $159 for Rochester as a whole, $247 for New York, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 14604	$522,000	$275
Rochester, NY	$269,000	$159
New York	$338,000	$247
United States	$294,000	$195

Home value by size in 14604

Using this ZIP’s rate of about $275 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$275,000
1,500 sq ft	$412,500
2,000 sq ft	$550,000
2,500 sq ft	$687,500
3,000 sq ft	$825,000

Salary needed to buy a home in ZIP 14604

To buy the typical $522,000 home in ZIP 14604 with 20% down, you need a household income of roughly $142,000 a year (about $3,310 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $169,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$26,100	$4,120/mo	$177,000/yr
10% (+PMI)	$52,200	$3,940/mo	$169,000/yr
20%	$104,400	$3,310/mo	$142,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 14604

At about $275 per square foot, here is roughly how much home different budgets get you in ZIP 14604:

Budget	Approx. size	What that looks like locally
$250k	910 sq ft	below the local median — condos, smaller or older homes
$300k	1090 sq ft	below the local median — condos, smaller or older homes
$400k	1450 sq ft	below the local median — condos, smaller or older homes
$500k	1820 sq ft	around the typical home here
$600k	2180 sq ft	around the typical home here

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 14604 home.

Estimate a specific home in 14604

The estimator below is pre-set to ZIP 14604 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Rochester ZIP codes by home value

Where 14604 sits among Rochester’s 23 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	14604 (this page)	$522,000	$275
2	14614	$486,000	$256
3	14618	$414,000	$241
4	14625	$386,000	$184
5	14607	$360,000	$180
6	14610	$341,000	$191
7	14626	$294,000	$171
8	14612	$291,000	$173
9	14620	$280,000	$159
10	14624	$279,000	$159
11	14617	$272,000	$185
12	14623	$269,000	$177
13	14622	$247,000	$177
14	14606	$221,000	$101
15	14616	$221,000	$159
16	14609	$213,000	$139
17	14615	$194,000	$111
18	14619	$167,000	$123
19	14613	$141,000	$80
20	14611	$123,000	$76
21	14608	$122,000	$74
22	14621	$115,000	$74
23	14605	$98,000	$77

ZIP 14604 home prices: frequently asked

What is the average home price in ZIP code 14604? +

The typical home in ZIP 14604 (Rochester, NY) is worth about $522,000 as of 2026. That is 94% more expensive than the Rochester median of $269,000 and 78% more expensive than the U.S. median of $294,000.

What is the price per square foot in 14604? +

About $275 per square foot in 14604, versus $159 across Rochester and $247 across New York. At that rate a 1,500 sq ft home runs roughly $412,500 and a 2,500 sq ft home about $687,500.

What salary do you need to buy a house in ZIP 14604? +

For the typical $522,000 home in ZIP 14604, a household income of about $142,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $169,000; with 5% down about $177,000.

Is 14604 an expensive ZIP code? +

Within Rochester, 14604 ranks #1 of 23 ZIP codes by typical home value, which makes it one of the pricier ZIP codes in Rochester. Nationally it is relatively expensive.

See the full Rochester home values page, all New York cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.