ZIP Code 14901 — Elmira, NY Home Prices (2026)

The typical home in ZIP 14901 (Elmira, New York) is worth about $116,000 at roughly $74 per square foot — 18% more affordable than the Elmira median and 61% more affordable than the typical U.S. home.

$116,000

Typical home value

$74

Price per sq ft

#3 of 4

Elmira ZIPs by value

-18%

vs Elmira median

How 14901 compares

ZIP 14901 is one of the more affordable ZIP codes in Elmira: its typical home value of $116,000 ranks #3 of the 4 Elmira ZIP codes we track (the citywide range runs from $109,000 in 14904 to $186,000 in 14905). Per square foot it costs about $74, against $90 for Elmira as a whole, $247 for New York, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 14901	$116,000	$74
Elmira, NY	$142,000	$90
New York	$338,000	$247
United States	$294,000	$195

Home value by size in 14901

Using this ZIP’s rate of about $74 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$74,000
1,500 sq ft	$111,000
2,000 sq ft	$148,000
2,500 sq ft	$185,000
3,000 sq ft	$222,000

Salary needed to buy a home in ZIP 14901

To buy the typical $116,000 home in ZIP 14901 with 20% down, you need a household income of roughly $32,000 a year (about $740 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $37,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$5,800	$920/mo	$39,000/yr
10% (+PMI)	$11,600	$870/mo	$37,000/yr
20%	$23,200	$740/mo	$32,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 14901

At about $74 per square foot, here is roughly how much home different budgets get you in ZIP 14901:

Budget	Approx. size	What that looks like locally
$150k	2030 sq ft	around the typical home here
$200k	2700 sq ft	above the median — larger homes or the pricier ZIPs
$250k	3380 sq ft	above the median — larger homes or the pricier ZIPs
$300k	4050 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 14901 home.

Estimate a specific home in 14901

The estimator below is pre-set to ZIP 14901 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Elmira ZIP codes by home value

Where 14901 sits among Elmira’s 4 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	14905	$186,000	$102
2	14903	$168,000	$128
3	14901 (this page)	$116,000	$74
4	14904	$109,000	$78

ZIP 14901 home prices: frequently asked

What is the average home price in ZIP code 14901? +

The typical home in ZIP 14901 (Elmira, NY) is worth about $116,000 as of 2026. That is 18% more affordable than the Elmira median of $142,000 and 61% more affordable than the U.S. median of $294,000.

What is the price per square foot in 14901? +

About $74 per square foot in 14901, versus $90 across Elmira and $247 across New York. At that rate a 1,500 sq ft home runs roughly $111,000 and a 2,500 sq ft home about $185,000.

What salary do you need to buy a house in ZIP 14901? +

For the typical $116,000 home in ZIP 14901, a household income of about $32,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $37,000; with 5% down about $39,000.

Is 14901 an expensive ZIP code? +

Within Elmira, 14901 ranks #3 of 4 ZIP codes by typical home value, which makes it one of the more affordable ZIP codes in Elmira. Nationally it is relatively affordable.

See the full Elmira home values page, all New York cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.