ZIP Code 08620 — Trenton, NJ Home Prices (2026)
The typical home in ZIP 08620 (Trenton, New Jersey) is worth about $473,000 at roughly $315 per square foot — 31% more expensive than the Trenton median and 61% more expensive than the typical U.S. home.
How 08620 compares
ZIP 08620 is one of the pricier ZIP codes in Trenton: its typical home value of $473,000 ranks #3 of the 9 Trenton ZIP codes we track (the citywide range runs from $195,000 in 08611 to $649,000 in 08691). Per square foot it costs about $315, against $284 for Trenton as a whole, $324 for New Jersey, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 08620 | $473,000 | $315 |
| Trenton, NJ | $360,000 | $284 |
| New Jersey | $579,000 | $324 |
| United States | $294,000 | $195 |
Home value by size in 08620
Using this ZIP’s rate of about $315 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $315,000 |
| 1,500 sq ft | $472,500 |
| 2,000 sq ft | $630,000 |
| 2,500 sq ft | $787,500 |
| 3,000 sq ft | $945,000 |
Salary needed to buy a home in ZIP 08620
To buy the typical $473,000 home in ZIP 08620 with 20% down, you need a household income of roughly $129,000 a year (about $3,000 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $153,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $23,700 | $3,730/mo | $160,000/yr |
| 10% (+PMI) | $47,300 | $3,570/mo | $153,000/yr |
| 20% | $94,600 | $3,000/mo | $129,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 08620
At about $315 per square foot, here is roughly how much home different budgets get you in ZIP 08620:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 790 sq ft | below the local median — condos, smaller or older homes |
| $300k | 950 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1270 sq ft | around the typical home here |
| $500k | 1590 sq ft | around the typical home here |
| $600k | 1900 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 08620 home.
Estimate a specific home in 08620
The estimator below is pre-set to ZIP 08620 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Trenton ZIP codes by home value
Where 08620 sits among Trenton’s 9 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 08691 | $649,000 | $318 |
| 2 | 08690 | $494,000 | $294 |
| 3 | 08620 (this page) | $473,000 | $315 |
| 4 | 08619 | $440,000 | $284 |
| 5 | 08610 | $360,000 | $285 |
| 6 | 08608 | $312,000 | $164 |
| 7 | 08629 | $261,000 | $237 |
| 8 | 08609 | $208,000 | $181 |
| 9 | 08611 | $195,000 | $190 |
ZIP 08620 home prices: frequently asked
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See the full Trenton home values page, all New Jersey cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.