ZIP Code 08755 — Toms River, NJ Home Prices (2026)

The typical home in ZIP 08755 (Toms River, New Jersey) is worth about $532,000 at roughly $277 per square foot — 21% more expensive than the Toms River median and 81% more expensive than the typical U.S. home.

$532,000

Typical home value

$277

Price per sq ft

#2 of 4

Toms River ZIPs by value

+21%

vs Toms River median

How 08755 compares

ZIP 08755 is one of the pricier ZIP codes in Toms River: its typical home value of $532,000 ranks #2 of the 4 Toms River ZIP codes we track (the citywide range runs from $277,000 in 08759 to $550,000 in 08753). Per square foot it costs about $277, against $283 for Toms River as a whole, $324 for New Jersey, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 08755	$532,000	$277
Toms River, NJ	$439,500	$283
New Jersey	$579,000	$324
United States	$294,000	$195

Home value by size in 08755

Using this ZIP’s rate of about $277 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$277,000
1,500 sq ft	$415,500
2,000 sq ft	$554,000
2,500 sq ft	$692,500
3,000 sq ft	$831,000

Salary needed to buy a home in ZIP 08755

To buy the typical $532,000 home in ZIP 08755 with 20% down, you need a household income of roughly $145,000 a year (about $3,380 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $172,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$26,600	$4,200/mo	$180,000/yr
10% (+PMI)	$53,200	$4,010/mo	$172,000/yr
20%	$106,400	$3,380/mo	$145,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 08755

At about $277 per square foot, here is roughly how much home different budgets get you in ZIP 08755:

Budget	Approx. size	What that looks like locally
$250k	900 sq ft	below the local median — condos, smaller or older homes
$300k	1080 sq ft	below the local median — condos, smaller or older homes
$400k	1440 sq ft	below the local median — condos, smaller or older homes
$500k	1810 sq ft	around the typical home here
$600k	2170 sq ft	around the typical home here

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 08755 home.

Estimate a specific home in 08755

The estimator below is pre-set to ZIP 08755 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Toms River ZIP codes by home value

Where 08755 sits among Toms River’s 4 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	08753	$550,000	$326
2	08755 (this page)	$532,000	$277
3	08757	$347,000	$288
4	08759	$277,000	$208

ZIP 08755 home prices: frequently asked

What is the average home price in ZIP code 08755? +

The typical home in ZIP 08755 (Toms River, NJ) is worth about $532,000 as of 2026. That is 21% more expensive than the Toms River median of $439,500 and 81% more expensive than the U.S. median of $294,000.

What is the price per square foot in 08755? +

About $277 per square foot in 08755, versus $283 across Toms River and $324 across New Jersey. At that rate a 1,500 sq ft home runs roughly $415,500 and a 2,500 sq ft home about $692,500.

What salary do you need to buy a house in ZIP 08755? +

For the typical $532,000 home in ZIP 08755, a household income of about $145,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $172,000; with 5% down about $180,000.

Is 08755 an expensive ZIP code? +

Within Toms River, 08755 ranks #2 of 4 ZIP codes by typical home value, which makes it one of the pricier ZIP codes in Toms River. Nationally it is relatively expensive.

See the full Toms River home values page, all New Jersey cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.