ZIP Code 08638 — Ewing, NJ Home Prices (2026)
The typical home in ZIP 08638 (Ewing, New Jersey) is worth about $317,000 at roughly $249 per square foot — about the same as the Ewing median and 8% more expensive than the typical U.S. home.
How 08638 compares
ZIP 08638 is a mid-priced ZIP code for Ewing: its typical home value of $317,000 ranks #2 of the 3 Ewing ZIP codes we track (the citywide range runs from $273,000 in 08618 to $439,000 in 08628). Per square foot it costs about $249, against $249 for Ewing as a whole, $324 for New Jersey, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 08638 | $317,000 | $249 |
| Ewing, NJ | $317,000 | $249 |
| New Jersey | $579,000 | $324 |
| United States | $294,000 | $195 |
Home value by size in 08638
Using this ZIP’s rate of about $249 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $249,000 |
| 1,500 sq ft | $373,500 |
| 2,000 sq ft | $498,000 |
| 2,500 sq ft | $622,500 |
| 3,000 sq ft | $747,000 |
Salary needed to buy a home in ZIP 08638
To buy the typical $317,000 home in ZIP 08638 with 20% down, you need a household income of roughly $86,000 a year (about $2,010 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $102,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $15,900 | $2,500/mo | $107,000/yr |
| 10% (+PMI) | $31,700 | $2,390/mo | $102,000/yr |
| 20% | $63,400 | $2,010/mo | $86,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 08638
At about $249 per square foot, here is roughly how much home different budgets get you in ZIP 08638:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 600 sq ft | below the local median — condos, smaller or older homes |
| $200k | 800 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1000 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1200 sq ft | around the typical home here |
| $400k | 1610 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 08638 home.
Estimate a specific home in 08638
The estimator below is pre-set to ZIP 08638 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Ewing ZIP codes by home value
Where 08638 sits among Ewing’s 3 ZIP codes:
ZIP 08638 home prices: frequently asked
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See the full Ewing home values page, all New Jersey cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.