ZIP Code 03868 — Rochester, NH Home Prices (2026)

The typical home in ZIP 03868 (Rochester, New Hampshire) is worth about $422,000 at roughly $270 per square foot — about the same as the Rochester median and 44% more expensive than the typical U.S. home.

$422,000

Typical home value

$270

Price per sq ft

#2 of 3

Rochester ZIPs by value

+0%

vs Rochester median

How 03868 compares

ZIP 03868 is a mid-priced ZIP code for Rochester: its typical home value of $422,000 ranks #2 of the 3 Rochester ZIP codes we track (the citywide range runs from $407,000 in 03867 to $428,000 in 03839). Per square foot it costs about $270, against $261 for Rochester as a whole, $300 for New Hampshire, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 03868	$422,000	$270
Rochester, NH	$422,000	$261
New Hampshire	$487,000	$300
United States	$294,000	$195

Home value by size in 03868

Using this ZIP’s rate of about $270 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$270,000
1,500 sq ft	$405,000
2,000 sq ft	$540,000
2,500 sq ft	$675,000
3,000 sq ft	$810,000

Salary needed to buy a home in ZIP 03868

To buy the typical $422,000 home in ZIP 03868 with 20% down, you need a household income of roughly $115,000 a year (about $2,680 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $136,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$21,100	$3,330/mo	$143,000/yr
10% (+PMI)	$42,200	$3,180/mo	$136,000/yr
20%	$84,400	$2,680/mo	$115,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 03868

At about $270 per square foot, here is roughly how much home different budgets get you in ZIP 03868:

Budget	Approx. size	What that looks like locally
$200k	740 sq ft	below the local median — condos, smaller or older homes
$250k	930 sq ft	below the local median — condos, smaller or older homes
$300k	1110 sq ft	below the local median — condos, smaller or older homes
$400k	1480 sq ft	around the typical home here
$500k	1850 sq ft	around the typical home here

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 03868 home.

Estimate a specific home in 03868

The estimator below is pre-set to ZIP 03868 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Rochester ZIP codes by home value

Where 03868 sits among Rochester’s 3 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	03839	$428,000	$261
2	03868 (this page)	$422,000	$270
3	03867	$407,000	$261

ZIP 03868 home prices: frequently asked

What is the average home price in ZIP code 03868? +

The typical home in ZIP 03868 (Rochester, NH) is worth about $422,000 as of 2026. That is about the same as the Rochester median of $422,000 and 44% more expensive than the U.S. median of $294,000.

What is the price per square foot in 03868? +

About $270 per square foot in 03868, versus $261 across Rochester and $300 across New Hampshire. At that rate a 1,500 sq ft home runs roughly $405,000 and a 2,500 sq ft home about $675,000.

What salary do you need to buy a house in ZIP 03868? +

For the typical $422,000 home in ZIP 03868, a household income of about $115,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $136,000; with 5% down about $143,000.

Is 03868 an expensive ZIP code? +

Within Rochester, 03868 ranks #2 of 3 ZIP codes by typical home value, which makes it a mid-priced ZIP code for Rochester. Nationally it is relatively expensive.

See the full Rochester home values page, all New Hampshire cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.