ZIP Code 03814 — Ossipee, NH Home Prices (2026)

The typical home in ZIP 03814 (Ossipee, New Hampshire) is worth about $464,000 at roughly $361 per square foot — 11% more expensive than the Ossipee median and 58% more expensive than the typical U.S. home.

$464,000

Typical home value

$361

Price per sq ft

#1 of 3

Ossipee ZIPs by value

+11%

vs Ossipee median

How 03814 compares

ZIP 03814 is one of the pricier ZIP codes in Ossipee: its typical home value of $464,000 ranks #1 of the 3 Ossipee ZIP codes we track (the citywide range runs from $381,000 in 03890 to $464,000 in 03814). Per square foot it costs about $361, against $361 for Ossipee as a whole, $300 for New Hampshire, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 03814	$464,000	$361
Ossipee, NH	$419,000	$361
New Hampshire	$487,000	$300
United States	$294,000	$195

Home value by size in 03814

Using this ZIP’s rate of about $361 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$361,000
1,500 sq ft	$541,500
2,000 sq ft	$722,000
2,500 sq ft	$902,500
3,000 sq ft	$1,083,000

Salary needed to buy a home in ZIP 03814

To buy the typical $464,000 home in ZIP 03814 with 20% down, you need a household income of roughly $126,000 a year (about $2,950 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $150,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$23,200	$3,660/mo	$157,000/yr
10% (+PMI)	$46,400	$3,500/mo	$150,000/yr
20%	$92,800	$2,950/mo	$126,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 03814

At about $361 per square foot, here is roughly how much home different budgets get you in ZIP 03814:

Budget	Approx. size	What that looks like locally
$250k	690 sq ft	below the local median — condos, smaller or older homes
$300k	830 sq ft	below the local median — condos, smaller or older homes
$400k	1110 sq ft	around the typical home here
$500k	1390 sq ft	around the typical home here
$600k	1660 sq ft	around the typical home here

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 03814 home.

Estimate a specific home in 03814

The estimator below is pre-set to ZIP 03814 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Ossipee ZIP codes by home value

Where 03814 sits among Ossipee’s 3 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	03814 (this page)	$464,000	$361
2	03864	$419,000	$224
3	03890	$381,000	$395

ZIP 03814 home prices: frequently asked

What is the average home price in ZIP code 03814? +

The typical home in ZIP 03814 (Ossipee, NH) is worth about $464,000 as of 2026. That is 11% more expensive than the Ossipee median of $419,000 and 58% more expensive than the U.S. median of $294,000.

What is the price per square foot in 03814? +

About $361 per square foot in 03814, versus $361 across Ossipee and $300 across New Hampshire. At that rate a 1,500 sq ft home runs roughly $541,500 and a 2,500 sq ft home about $902,500.

What salary do you need to buy a house in ZIP 03814? +

For the typical $464,000 home in ZIP 03814, a household income of about $126,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $150,000; with 5% down about $157,000.

Is 03814 an expensive ZIP code? +

Within Ossipee, 03814 ranks #1 of 3 ZIP codes by typical home value, which makes it one of the pricier ZIP codes in Ossipee. Nationally it is relatively expensive.

See the full Ossipee home values page, all New Hampshire cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.