ZIP Code 03774 — Haverhill, NH Home Prices (2026)
The typical home in ZIP 03774 (Haverhill, New Hampshire) is worth about $358,000 at roughly $165 per square foot — 9% more expensive than the Haverhill median and 22% more expensive than the typical U.S. home.
How 03774 compares
ZIP 03774 is one of the pricier ZIP codes in Haverhill: its typical home value of $358,000 ranks #1 of the 3 Haverhill ZIP codes we track (the citywide range runs from $324,000 in 03765 to $358,000 in 03774). Per square foot it costs about $165, against $223 for Haverhill as a whole, $300 for New Hampshire, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 03774 | $358,000 | $165 |
| Haverhill, NH | $328,000 | $223 |
| New Hampshire | $487,000 | $300 |
| United States | $294,000 | $195 |
Home value by size in 03774
Using this ZIP’s rate of about $165 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $165,000 |
| 1,500 sq ft | $247,500 |
| 2,000 sq ft | $330,000 |
| 2,500 sq ft | $412,500 |
| 3,000 sq ft | $495,000 |
Salary needed to buy a home in ZIP 03774
To buy the typical $358,000 home in ZIP 03774 with 20% down, you need a household income of roughly $97,000 a year (about $2,270 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $116,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $17,900 | $2,820/mo | $121,000/yr |
| 10% (+PMI) | $35,800 | $2,700/mo | $116,000/yr |
| 20% | $71,600 | $2,270/mo | $97,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 03774
At about $165 per square foot, here is roughly how much home different budgets get you in ZIP 03774:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 1210 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1520 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1820 sq ft | around the typical home here |
| $400k | 2420 sq ft | around the typical home here |
| $500k | 3030 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 03774 home.
Estimate a specific home in 03774
The estimator below is pre-set to ZIP 03774 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Haverhill ZIP codes by home value
Where 03774 sits among Haverhill’s 3 ZIP codes:
ZIP 03774 home prices: frequently asked
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See the full Haverhill home values page, all New Hampshire cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.