ZIP Code 68786 — Wausa, NE Home Prices (2026)
The typical home in ZIP 68786 (Wausa, Nebraska) is worth about $198,000 at roughly $106 per square foot — about the same as the Wausa median and 33% more affordable than the typical U.S. home.
How 68786 compares
ZIP 68786 is a mid-priced ZIP code for Wausa: its typical home value of $198,000 ranks #2 of the 3 Wausa ZIP codes we track (the citywide range runs from $166,000 in 68718 to $230,000 in 68765). Per square foot it costs about $106, against $129 for Wausa as a whole, $141 for Nebraska, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 68786 | $198,000 | $106 |
| Wausa, NE | $198,000 | $129 |
| Nebraska | $239,000 | $141 |
| United States | $294,000 | $195 |
Home value by size in 68786
Using this ZIP’s rate of about $106 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $106,000 |
| 1,500 sq ft | $159,000 |
| 2,000 sq ft | $212,000 |
| 2,500 sq ft | $265,000 |
| 3,000 sq ft | $318,000 |
Salary needed to buy a home in ZIP 68786
To buy the typical $198,000 home in ZIP 68786 with 20% down, you need a household income of roughly $54,000 a year (about $1,260 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $64,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $9,900 | $1,560/mo | $67,000/yr |
| 10% (+PMI) | $19,800 | $1,490/mo | $64,000/yr |
| 20% | $39,600 | $1,260/mo | $54,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 68786
At about $106 per square foot, here is roughly how much home different budgets get you in ZIP 68786:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1420 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1890 sq ft | around the typical home here |
| $250k | 2360 sq ft | around the typical home here |
| $300k | 2830 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 3770 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 68786 home.
Estimate a specific home in 68786
The estimator below is pre-set to ZIP 68786 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Wausa ZIP codes by home value
Where 68786 sits among Wausa’s 3 ZIP codes:
ZIP 68786 home prices: frequently asked
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See the full Wausa home values page, all Nebraska cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.