ZIP Code 68521 — Lincoln, NE Home Prices (2026)

The typical home in ZIP 68521 (Lincoln, Nebraska) is worth about $290,000 at roughly $184 per square foot — about the same as the Lincoln median and 1% more affordable than the typical U.S. home.

$290,000

Typical home value

$184

Price per sq ft

#11 of 21

Lincoln ZIPs by value

+0%

vs Lincoln median

How 68521 compares

ZIP 68521 is a mid-priced ZIP code for Lincoln: its typical home value of $290,000 ranks #11 of the 21 Lincoln ZIP codes we track (the citywide range runs from $203,000 in 68503 to $624,000 in 68520). Per square foot it costs about $184, against $182 for Lincoln as a whole, $141 for Nebraska, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 68521	$290,000	$184
Lincoln, NE	$290,000	$182
Nebraska	$239,000	$141
United States	$294,000	$195

Home value by size in 68521

Using this ZIP’s rate of about $184 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$184,000
1,500 sq ft	$276,000
2,000 sq ft	$368,000
2,500 sq ft	$460,000
3,000 sq ft	$552,000

Salary needed to buy a home in ZIP 68521

To buy the typical $290,000 home in ZIP 68521 with 20% down, you need a household income of roughly $79,000 a year (about $1,840 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $94,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$14,500	$2,290/mo	$98,000/yr
10% (+PMI)	$29,000	$2,190/mo	$94,000/yr
20%	$58,000	$1,840/mo	$79,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 68521

At about $184 per square foot, here is roughly how much home different budgets get you in ZIP 68521:

Budget	Approx. size	What that looks like locally
$150k	820 sq ft	below the local median — condos, smaller or older homes
$200k	1090 sq ft	below the local median — condos, smaller or older homes
$250k	1360 sq ft	around the typical home here
$300k	1630 sq ft	around the typical home here
$400k	2170 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 68521 home.

Estimate a specific home in 68521

The estimator below is pre-set to ZIP 68521 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Lincoln ZIP codes by home value

Where 68521 sits among Lincoln’s 21 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	68520	$624,000	$228
2	68532	$599,000	$244
3	68517	$597,000	$310
4	68527	$528,000	$176
5	68523	$511,000	$182
6	68526	$469,000	$203
7	68514	$450,000	$237
8	68516	$393,000	$184
9	68512	$352,000	$164
10	68528	$292,000	$161
11	68521 (this page)	$290,000	$184
12	68506	$287,000	$162
13	68522	$282,000	$191
14	68505	$267,000	$161
15	68524	$261,000	$267
16	68510	$260,000	$157
17	68507	$252,000	$173
18	68502	$243,000	$154
19	68504	$225,000	$170
20	68508	$218,000	$294
21	68503	$203,000	$157

ZIP 68521 home prices: frequently asked

What is the average home price in ZIP code 68521? +

The typical home in ZIP 68521 (Lincoln, NE) is worth about $290,000 as of 2026. That is about the same as the Lincoln median of $290,000 and 1% more affordable than the U.S. median of $294,000.

What is the price per square foot in 68521? +

About $184 per square foot in 68521, versus $182 across Lincoln and $141 across Nebraska. At that rate a 1,500 sq ft home runs roughly $276,000 and a 2,500 sq ft home about $460,000.

What salary do you need to buy a house in ZIP 68521? +

For the typical $290,000 home in ZIP 68521, a household income of about $79,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $94,000; with 5% down about $98,000.

Is 68521 an expensive ZIP code? +

Within Lincoln, 68521 ranks #11 of 21 ZIP codes by typical home value, which makes it a mid-priced ZIP code for Lincoln. Nationally it is about average.

See the full Lincoln home values page, all Nebraska cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.