ZIP Code 55121 — Eagan, MN Home Prices (2026)
The typical home in ZIP 55121 (Eagan, Minnesota) is worth about $345,000 at roughly $186 per square foot — 4% more affordable than the Eagan median and 17% more expensive than the typical U.S. home.
How 55121 compares
ZIP 55121 is one of the more affordable ZIP codes in Eagan: its typical home value of $345,000 ranks #3 of the 3 Eagan ZIP codes we track (the citywide range runs from $345,000 in 55121 to $479,000 in 55123). Per square foot it costs about $186, against $190 for Eagan as a whole, $189 for Minnesota, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 55121 | $345,000 | $186 |
| Eagan, MN | $361,000 | $190 |
| Minnesota | $304,000 | $189 |
| United States | $294,000 | $195 |
Home value by size in 55121
Using this ZIP’s rate of about $186 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $186,000 |
| 1,500 sq ft | $279,000 |
| 2,000 sq ft | $372,000 |
| 2,500 sq ft | $465,000 |
| 3,000 sq ft | $558,000 |
Salary needed to buy a home in ZIP 55121
To buy the typical $345,000 home in ZIP 55121 with 20% down, you need a household income of roughly $94,000 a year (about $2,190 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $112,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $17,300 | $2,720/mo | $117,000/yr |
| 10% (+PMI) | $34,500 | $2,600/mo | $112,000/yr |
| 20% | $69,000 | $2,190/mo | $94,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 55121
At about $186 per square foot, here is roughly how much home different budgets get you in ZIP 55121:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 1080 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1340 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1610 sq ft | around the typical home here |
| $400k | 2150 sq ft | around the typical home here |
| $500k | 2690 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 55121 home.
Estimate a specific home in 55121
The estimator below is pre-set to ZIP 55121 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Eagan ZIP codes by home value
Where 55121 sits among Eagan’s 3 ZIP codes:
ZIP 55121 home prices: frequently asked
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See the full Eagan home values page, all Minnesota cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.