ZIP Code 48075 — Southfield, MI Home Prices (2026)
The typical home in ZIP 48075 (Southfield, Michigan) is worth about $242,000 at roughly $155 per square foot — about the same as the Southfield median and 18% more affordable than the typical U.S. home.
How 48075 compares
ZIP 48075 is a mid-priced ZIP code for Southfield: its typical home value of $242,000 ranks #2 of the 3 Southfield ZIP codes we track (the citywide range runs from $231,000 in 48033 to $260,000 in 48034). Per square foot it costs about $155, against $154 for Southfield as a whole, $190 for Michigan, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 48075 | $242,000 | $155 |
| Southfield, MI | $242,000 | $154 |
| Michigan | $251,000 | $190 |
| United States | $294,000 | $195 |
Home value by size in 48075
Using this ZIP’s rate of about $155 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $155,000 |
| 1,500 sq ft | $232,500 |
| 2,000 sq ft | $310,000 |
| 2,500 sq ft | $387,500 |
| 3,000 sq ft | $465,000 |
Salary needed to buy a home in ZIP 48075
To buy the typical $242,000 home in ZIP 48075 with 20% down, you need a household income of roughly $66,000 a year (about $1,540 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $78,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $12,100 | $1,910/mo | $82,000/yr |
| 10% (+PMI) | $24,200 | $1,830/mo | $78,000/yr |
| 20% | $48,400 | $1,540/mo | $66,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 48075
At about $155 per square foot, here is roughly how much home different budgets get you in ZIP 48075:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 970 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1290 sq ft | around the typical home here |
| $250k | 1610 sq ft | around the typical home here |
| $300k | 1940 sq ft | around the typical home here |
| $400k | 2580 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 48075 home.
Estimate a specific home in 48075
The estimator below is pre-set to ZIP 48075 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Southfield ZIP codes by home value
Where 48075 sits among Southfield’s 3 ZIP codes:
ZIP 48075 home prices: frequently asked
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See the full Southfield home values page, all Michigan cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.