ZIP Code 41055 — Maysville, KY Home Prices (2026)
The typical home in ZIP 41055 (Maysville, Kentucky) is worth about $260,000 at roughly $81 per square foot — 56% more expensive than the Maysville median and 12% more affordable than the typical U.S. home.
How 41055 compares
ZIP 41055 is one of the pricier ZIP codes in Maysville: its typical home value of $260,000 ranks #1 of the 3 Maysville ZIP codes we track (the citywide range runs from $139,000 in 41189 to $260,000 in 41055). Per square foot it costs about $81, against $119 for Maysville as a whole, $152 for Kentucky, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 41055 | $260,000 | $81 |
| Maysville, KY | $167,000 | $119 |
| Kentucky | $184,500 | $152 |
| United States | $294,000 | $195 |
Home value by size in 41055
Using this ZIP’s rate of about $81 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $81,000 |
| 1,500 sq ft | $121,500 |
| 2,000 sq ft | $162,000 |
| 2,500 sq ft | $202,500 |
| 3,000 sq ft | $243,000 |
Salary needed to buy a home in ZIP 41055
To buy the typical $260,000 home in ZIP 41055 with 20% down, you need a household income of roughly $71,000 a year (about $1,650 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $84,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $13,000 | $2,050/mo | $88,000/yr |
| 10% (+PMI) | $26,000 | $1,960/mo | $84,000/yr |
| 20% | $52,000 | $1,650/mo | $71,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 41055
At about $81 per square foot, here is roughly how much home different budgets get you in ZIP 41055:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1850 sq ft | below the local median — condos, smaller or older homes |
| $200k | 2470 sq ft | below the local median — condos, smaller or older homes |
| $250k | 3090 sq ft | around the typical home here |
| $300k | 3700 sq ft | around the typical home here |
| $400k | 4940 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 41055 home.
Estimate a specific home in 41055
The estimator below is pre-set to ZIP 41055 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Maysville ZIP codes by home value
Where 41055 sits among Maysville’s 3 ZIP codes:
ZIP 41055 home prices: frequently asked
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See the full Maysville home values page, all Kentucky cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.