ZIP Code 41204 — Boons Camp, KY Home Prices (2026)
The typical home in ZIP 41204 (Boons Camp, Kentucky) is worth about $361,000 at roughly $190 per square foot — 206% more expensive than the Boons Camp median and 23% more expensive than the typical U.S. home.
How 41204 compares
ZIP 41204 is one of the pricier ZIP codes in Boons Camp: its typical home value of $361,000 ranks #1 of the 3 Boons Camp ZIP codes we track (the citywide range runs from $96,000 in 41262 to $361,000 in 41204). Per square foot it costs about $190, against $86 for Boons Camp as a whole, $152 for Kentucky, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 41204 | $361,000 | $190 |
| Boons Camp, KY | $118,000 | $86 |
| Kentucky | $184,500 | $152 |
| United States | $294,000 | $195 |
Home value by size in 41204
Using this ZIP’s rate of about $190 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $190,000 |
| 1,500 sq ft | $285,000 |
| 2,000 sq ft | $380,000 |
| 2,500 sq ft | $475,000 |
| 3,000 sq ft | $570,000 |
Salary needed to buy a home in ZIP 41204
To buy the typical $361,000 home in ZIP 41204 with 20% down, you need a household income of roughly $98,000 a year (about $2,290 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $117,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $18,100 | $2,850/mo | $122,000/yr |
| 10% (+PMI) | $36,100 | $2,720/mo | $117,000/yr |
| 20% | $72,200 | $2,290/mo | $98,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 41204
At about $190 per square foot, here is roughly how much home different budgets get you in ZIP 41204:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 1050 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1320 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1580 sq ft | around the typical home here |
| $400k | 2110 sq ft | around the typical home here |
| $500k | 2630 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 41204 home.
Estimate a specific home in 41204
The estimator below is pre-set to ZIP 41204 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Boons Camp ZIP codes by home value
Where 41204 sits among Boons Camp’s 3 ZIP codes:
ZIP 41204 home prices: frequently asked
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See the full Boons Camp home values page, all Kentucky cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.