ZIP Code 66604 — Topeka, KS Home Prices (2026)
The typical home in ZIP 66604 (Topeka, Kansas) is worth about $164,000 at roughly $115 per square foot — 1% more expensive than the Topeka median and 44% more affordable than the typical U.S. home.
How 66604 compares
ZIP 66604 is a mid-priced ZIP code for Topeka: its typical home value of $164,000 ranks #7 of the 16 Topeka ZIP codes we track (the citywide range runs from $65,000 in 66603 to $394,000 in 66610). Per square foot it costs about $115, against $134 for Topeka as a whole, $123 for Kansas, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 66604 | $164,000 | $115 |
| Topeka, KS | $163,000 | $134 |
| Kansas | $184,000 | $123 |
| United States | $294,000 | $195 |
Home value by size in 66604
Using this ZIP’s rate of about $115 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $115,000 |
| 1,500 sq ft | $172,500 |
| 2,000 sq ft | $230,000 |
| 2,500 sq ft | $287,500 |
| 3,000 sq ft | $345,000 |
Salary needed to buy a home in ZIP 66604
To buy the typical $164,000 home in ZIP 66604 with 20% down, you need a household income of roughly $45,000 a year (about $1,040 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $53,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $8,200 | $1,290/mo | $55,000/yr |
| 10% (+PMI) | $16,400 | $1,240/mo | $53,000/yr |
| 20% | $32,800 | $1,040/mo | $45,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 66604
At about $115 per square foot, here is roughly how much home different budgets get you in ZIP 66604:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1300 sq ft | around the typical home here |
| $200k | 1740 sq ft | around the typical home here |
| $250k | 2170 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2610 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 66604 home.
Estimate a specific home in 66604
The estimator below is pre-set to ZIP 66604 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Topeka ZIP codes by home value
Where 66604 sits among Topeka’s 16 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 66610 | $394,000 | $164 |
| 2 | 66615 | $322,000 | $196 |
| 3 | 66618 | $311,000 | $177 |
| 4 | 66617 | $281,000 | $178 |
| 5 | 66609 | $248,000 | $141 |
| 6 | 66614 | $243,000 | $133 |
| 7 | 66604 (this page) | $164,000 | $115 |
| 8 | 66611 | $164,000 | $136 |
| 9 | 66605 | $162,000 | $137 |
| 10 | 66606 | $138,000 | $120 |
| 11 | 66619 | $136,000 | $135 |
| 12 | 66608 | $109,000 | $113 |
| 13 | 66616 | $106,000 | $114 |
| 14 | 66607 | $75,000 | $70 |
| 15 | 66612 | $68,000 | $65 |
| 16 | 66603 | $65,000 | $77 |
ZIP 66604 home prices: frequently asked
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See the full Topeka home values page, all Kansas cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.