ZIP Code 66049 — Lawrence, KS Home Prices (2026)
The typical home in ZIP 66049 (Lawrence, Kansas) is worth about $401,000 at roughly $196 per square foot — 22% more expensive than the Lawrence median and 36% more expensive than the typical U.S. home.
How 66049 compares
ZIP 66049 is one of the pricier ZIP codes in Lawrence: its typical home value of $401,000 ranks #1 of the 4 Lawrence ZIP codes we track (the citywide range runs from $284,000 in 66044 to $401,000 in 66049). Per square foot it costs about $196, against $201 for Lawrence as a whole, $123 for Kansas, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 66049 | $401,000 | $196 |
| Lawrence, KS | $328,000 | $201 |
| Kansas | $184,000 | $123 |
| United States | $294,000 | $195 |
Home value by size in 66049
Using this ZIP’s rate of about $196 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $196,000 |
| 1,500 sq ft | $294,000 |
| 2,000 sq ft | $392,000 |
| 2,500 sq ft | $490,000 |
| 3,000 sq ft | $588,000 |
Salary needed to buy a home in ZIP 66049
To buy the typical $401,000 home in ZIP 66049 with 20% down, you need a household income of roughly $109,000 a year (about $2,550 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $130,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $20,100 | $3,160/mo | $136,000/yr |
| 10% (+PMI) | $40,100 | $3,020/mo | $130,000/yr |
| 20% | $80,200 | $2,550/mo | $109,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 66049
At about $196 per square foot, here is roughly how much home different budgets get you in ZIP 66049:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 1020 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1280 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1530 sq ft | below the local median — condos, smaller or older homes |
| $400k | 2040 sq ft | around the typical home here |
| $500k | 2550 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 66049 home.
Estimate a specific home in 66049
The estimator below is pre-set to ZIP 66049 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Lawrence ZIP codes by home value
Where 66049 sits among Lawrence’s 4 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 66049 (this page) | $401,000 | $196 |
| 2 | 66047 | $359,000 | $187 |
| 3 | 66046 | $297,000 | $206 |
| 4 | 66044 | $284,000 | $254 |
ZIP 66049 home prices: frequently asked
What is the average home price in ZIP code 66049? +
What is the price per square foot in 66049? +
What salary do you need to buy a house in ZIP 66049? +
Is 66049 an expensive ZIP code? +
See the full Lawrence home values page, all Kansas cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.