ZIP Code 66104 — Kansas City, KS Home Prices (2026)
The typical home in ZIP 66104 (Kansas City, Kansas) is worth about $174,000 at roughly $162 per square foot — 17% more affordable than the Kansas City median and 41% more affordable than the typical U.S. home.
How 66104 compares
ZIP 66104 is a mid-priced ZIP code for Kansas City: its typical home value of $174,000 ranks #6 of the 9 Kansas City ZIP codes we track (the citywide range runs from $128,000 in 66105 to $338,000 in 66109). Per square foot it costs about $162, against $162 for Kansas City as a whole, $123 for Kansas, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 66104 | $174,000 | $162 |
| Kansas City, KS | $209,000 | $162 |
| Kansas | $184,000 | $123 |
| United States | $294,000 | $195 |
Home value by size in 66104
Using this ZIP’s rate of about $162 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $162,000 |
| 1,500 sq ft | $243,000 |
| 2,000 sq ft | $324,000 |
| 2,500 sq ft | $405,000 |
| 3,000 sq ft | $486,000 |
Salary needed to buy a home in ZIP 66104
To buy the typical $174,000 home in ZIP 66104 with 20% down, you need a household income of roughly $47,000 a year (about $1,100 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $56,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $8,700 | $1,370/mo | $59,000/yr |
| 10% (+PMI) | $17,400 | $1,310/mo | $56,000/yr |
| 20% | $34,800 | $1,100/mo | $47,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 66104
At about $162 per square foot, here is roughly how much home different budgets get you in ZIP 66104:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 930 sq ft | around the typical home here |
| $200k | 1230 sq ft | around the typical home here |
| $250k | 1540 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 1850 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2470 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 66104 home.
Estimate a specific home in 66104
The estimator below is pre-set to ZIP 66104 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Kansas City ZIP codes by home value
Where 66104 sits among Kansas City’s 9 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 66109 | $338,000 | $187 |
| 2 | 66111 | $261,000 | $187 |
| 3 | 66112 | $244,000 | $152 |
| 4 | 66106 | $213,000 | $189 |
| 5 | 66103 | $209,000 | $223 |
| 6 | 66104 (this page) | $174,000 | $162 |
| 7 | 66102 | $158,000 | $136 |
| 8 | 66101 | $132,000 | $131 |
| 9 | 66105 | $128,000 | $148 |
ZIP 66104 home prices: frequently asked
What is the average home price in ZIP code 66104? +
What is the price per square foot in 66104? +
What salary do you need to buy a house in ZIP 66104? +
Is 66104 an expensive ZIP code? +
See the full Kansas City home values page, all Kansas cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.