ZIP Code 50321 — Des Moines, IA Home Prices (2026)
The typical home in ZIP 50321 (Des Moines, Iowa) is worth about $361,000 at roughly $211 per square foot — 55% more expensive than the Des Moines median and 23% more expensive than the typical U.S. home.
How 50321 compares
ZIP 50321 is one of the pricier ZIP codes in Des Moines: its typical home value of $361,000 ranks #1 of the 11 Des Moines ZIP codes we track (the citywide range runs from $164,000 in 50316 to $361,000 in 50321). Per square foot it costs about $211, against $208 for Des Moines as a whole, $135 for Iowa, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 50321 | $361,000 | $211 |
| Des Moines, IA | $233,000 | $208 |
| Iowa | $212,000 | $135 |
| United States | $294,000 | $195 |
Home value by size in 50321
Using this ZIP’s rate of about $211 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $211,000 |
| 1,500 sq ft | $316,500 |
| 2,000 sq ft | $422,000 |
| 2,500 sq ft | $527,500 |
| 3,000 sq ft | $633,000 |
Salary needed to buy a home in ZIP 50321
To buy the typical $361,000 home in ZIP 50321 with 20% down, you need a household income of roughly $98,000 a year (about $2,290 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $117,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $18,100 | $2,850/mo | $122,000/yr |
| 10% (+PMI) | $36,100 | $2,720/mo | $117,000/yr |
| 20% | $72,200 | $2,290/mo | $98,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 50321
At about $211 per square foot, here is roughly how much home different budgets get you in ZIP 50321:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 950 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1180 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1420 sq ft | around the typical home here |
| $400k | 1900 sq ft | around the typical home here |
| $500k | 2370 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 50321 home.
Estimate a specific home in 50321
The estimator below is pre-set to ZIP 50321 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Des Moines ZIP codes by home value
Where 50321 sits among Des Moines’s 11 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 50321 (this page) | $361,000 | $211 |
| 2 | 50312 | $298,000 | $202 |
| 3 | 50320 | $266,000 | $218 |
| 4 | 50309 | $245,000 | $250 |
| 5 | 50310 | $237,000 | $216 |
| 6 | 50311 | $233,000 | $183 |
| 7 | 50315 | $199,000 | $208 |
| 8 | 50317 | $195,000 | $213 |
| 9 | 50313 | $188,000 | $188 |
| 10 | 50314 | $166,000 | $171 |
| 11 | 50316 | $164,000 | $149 |
ZIP 50321 home prices: frequently asked
What is the average home price in ZIP code 50321? +
What is the price per square foot in 50321? +
What salary do you need to buy a house in ZIP 50321? +
Is 50321 an expensive ZIP code? +
See the full Des Moines home values page, all Iowa cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.