ZIP Code 46260 — Indianapolis, IN Home Prices (2026)
The typical home in ZIP 46260 (Indianapolis, Indiana) is worth about $311,000 at roughly $169 per square foot — 20% more expensive than the Indianapolis median and 6% more expensive than the typical U.S. home.
How 46260 compares
ZIP 46260 is one of the pricier ZIP codes in Indianapolis: its typical home value of $311,000 ranks #10 of the 34 Indianapolis ZIP codes we track (the citywide range runs from $115,000 in 46218 to $460,000 in 46290). Per square foot it costs about $169, against $157 for Indianapolis as a whole, $155 for Indiana, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 46260 | $311,000 | $169 |
| Indianapolis, IN | $259,000 | $157 |
| Indiana | $237,000 | $155 |
| United States | $294,000 | $195 |
Home value by size in 46260
Using this ZIP’s rate of about $169 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $169,000 |
| 1,500 sq ft | $253,500 |
| 2,000 sq ft | $338,000 |
| 2,500 sq ft | $422,500 |
| 3,000 sq ft | $507,000 |
Salary needed to buy a home in ZIP 46260
To buy the typical $311,000 home in ZIP 46260 with 20% down, you need a household income of roughly $85,000 a year (about $1,970 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $101,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $15,600 | $2,450/mo | $105,000/yr |
| 10% (+PMI) | $31,100 | $2,350/mo | $101,000/yr |
| 20% | $62,200 | $1,970/mo | $85,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 46260
At about $169 per square foot, here is roughly how much home different budgets get you in ZIP 46260:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 890 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1180 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1480 sq ft | around the typical home here |
| $300k | 1780 sq ft | around the typical home here |
| $400k | 2370 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 46260 home.
Estimate a specific home in 46260
The estimator below is pre-set to ZIP 46260 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Indianapolis ZIP codes by home value
Where 46260 sits among Indianapolis’s 34 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 46290 | $460,000 | $242 |
| 2 | 46278 | $435,000 | $156 |
| 3 | 46259 | $379,000 | $162 |
| 4 | 46240 | $371,000 | $206 |
| 5 | 46202 | $353,000 | $232 |
| 6 | 46204 | $350,000 | $276 |
| 7 | 46256 | $350,000 | $164 |
| 8 | 46220 | $349,000 | $206 |
| 9 | 46250 | $334,000 | $168 |
| 10 | 46260 (this page) | $311,000 | $169 |
| 11 | 46239 | $296,000 | $150 |
| 12 | 46234 | $282,000 | $158 |
| 13 | 46113 | $281,000 | $151 |
| 14 | 46228 | $273,000 | $164 |
| 15 | 46205 | $263,000 | $172 |
| 16 | 46237 | $262,000 | $156 |
| 17 | 46217 | $260,000 | $164 |
| 18 | 46231 | $258,000 | $142 |
| 19 | 46268 | $257,000 | $150 |
| 20 | 46214 | $233,000 | $154 |
| 21 | 46227 | $230,000 | $146 |
| 22 | 46254 | $223,000 | $152 |
| 23 | 46229 | $219,000 | $139 |
| 24 | 46235 | $219,000 | $134 |
| 25 | 46221 | $210,000 | $159 |
| 26 | 46219 | $188,000 | $146 |
| 27 | 46208 | $176,000 | $145 |
| 28 | 46225 | $176,000 | $164 |
| 29 | 46203 | $169,000 | $178 |
| 30 | 46226 | $163,000 | $135 |
| 31 | 46241 | $158,000 | $161 |
| 32 | 46201 | $155,000 | $149 |
| 33 | 46222 | $126,000 | $153 |
| 34 | 46218 | $115,000 | $138 |
ZIP 46260 home prices: frequently asked
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See the full Indianapolis home values page, all Indiana cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.