ZIP Code 46803 — Fort Wayne, IN Home Prices (2026)
The typical home in ZIP 46803 (Fort Wayne, Indiana) is worth about $116,000 at roughly $117 per square foot — 48% more affordable than the Fort Wayne median and 61% more affordable than the typical U.S. home.
How 46803 compares
ZIP 46803 is one of the more affordable ZIP codes in Fort Wayne: its typical home value of $116,000 ranks #16 of the 16 Fort Wayne ZIP codes we track (the citywide range runs from $116,000 in 46803 to $463,000 in 46814). Per square foot it costs about $117, against $150 for Fort Wayne as a whole, $155 for Indiana, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 46803 | $116,000 | $117 |
| Fort Wayne, IN | $221,500 | $150 |
| Indiana | $237,000 | $155 |
| United States | $294,000 | $195 |
Home value by size in 46803
Using this ZIP’s rate of about $117 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $117,000 |
| 1,500 sq ft | $175,500 |
| 2,000 sq ft | $234,000 |
| 2,500 sq ft | $292,500 |
| 3,000 sq ft | $351,000 |
Salary needed to buy a home in ZIP 46803
To buy the typical $116,000 home in ZIP 46803 with 20% down, you need a household income of roughly $32,000 a year (about $740 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $37,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $5,800 | $920/mo | $39,000/yr |
| 10% (+PMI) | $11,600 | $870/mo | $37,000/yr |
| 20% | $23,200 | $740/mo | $32,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 46803
At about $117 per square foot, here is roughly how much home different budgets get you in ZIP 46803:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1280 sq ft | around the typical home here |
| $200k | 1710 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 2140 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2560 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 46803 home.
Estimate a specific home in 46803
The estimator below is pre-set to ZIP 46803 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Fort Wayne ZIP codes by home value
Where 46803 sits among Fort Wayne’s 16 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 46814 | $463,000 | $189 |
| 2 | 46845 | $395,000 | $186 |
| 3 | 46818 | $313,000 | $202 |
| 4 | 46804 | $309,000 | $152 |
| 5 | 46835 | $265,000 | $165 |
| 6 | 46825 | $262,000 | $179 |
| 7 | 46815 | $250,000 | $148 |
| 8 | 46819 | $230,000 | $148 |
| 9 | 46816 | $213,000 | $184 |
| 10 | 46809 | $193,000 | $148 |
| 11 | 46805 | $184,000 | $140 |
| 12 | 46807 | $172,000 | $124 |
| 13 | 46808 | $172,000 | $130 |
| 14 | 46802 | $142,000 | $172 |
| 15 | 46806 | $117,000 | $117 |
| 16 | 46803 (this page) | $116,000 | $117 |
ZIP 46803 home prices: frequently asked
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See the full Fort Wayne home values page, all Indiana cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.