ZIP Code 46013 — Anderson, IN Home Prices (2026)

The typical home in ZIP 46013 (Anderson, Indiana) is worth about $181,000 at roughly $127 per square foot — 2% more affordable than the Anderson median and 38% more affordable than the typical U.S. home.

$181,000

Typical home value

$127

Price per sq ft

#3 of 4

Anderson ZIPs by value

-2%

vs Anderson median

How 46013 compares

ZIP 46013 is one of the more affordable ZIP codes in Anderson: its typical home value of $181,000 ranks #3 of the 4 Anderson ZIP codes we track (the citywide range runs from $84,000 in 46016 to $214,000 in 46011). Per square foot it costs about $127, against $132 for Anderson as a whole, $155 for Indiana, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 46013	$181,000	$127
Anderson, IN	$184,500	$132
Indiana	$237,000	$155
United States	$294,000	$195

Home value by size in 46013

Using this ZIP’s rate of about $127 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$127,000
1,500 sq ft	$190,500
2,000 sq ft	$254,000
2,500 sq ft	$317,500
3,000 sq ft	$381,000

Salary needed to buy a home in ZIP 46013

To buy the typical $181,000 home in ZIP 46013 with 20% down, you need a household income of roughly $49,000 a year (about $1,150 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $59,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$9,100	$1,430/mo	$61,000/yr
10% (+PMI)	$18,100	$1,370/mo	$59,000/yr
20%	$36,200	$1,150/mo	$49,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 46013

At about $127 per square foot, here is roughly how much home different budgets get you in ZIP 46013:

Budget	Approx. size	What that looks like locally
$150k	1180 sq ft	around the typical home here
$200k	1570 sq ft	around the typical home here
$250k	1970 sq ft	above the median — larger homes or the pricier ZIPs
$300k	2360 sq ft	above the median — larger homes or the pricier ZIPs
$400k	3150 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 46013 home.

Estimate a specific home in 46013

The estimator below is pre-set to ZIP 46013 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Anderson ZIP codes by home value

Where 46013 sits among Anderson’s 4 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	46011	$214,000	$143
2	46012	$188,000	$136
3	46013 (this page)	$181,000	$127
4	46016	$84,000	$82

ZIP 46013 home prices: frequently asked

What is the average home price in ZIP code 46013? +

The typical home in ZIP 46013 (Anderson, IN) is worth about $181,000 as of 2026. That is 2% more affordable than the Anderson median of $184,500 and 38% more affordable than the U.S. median of $294,000.

What is the price per square foot in 46013? +

About $127 per square foot in 46013, versus $132 across Anderson and $155 across Indiana. At that rate a 1,500 sq ft home runs roughly $190,500 and a 2,500 sq ft home about $317,500.

What salary do you need to buy a house in ZIP 46013? +

For the typical $181,000 home in ZIP 46013, a household income of about $49,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $59,000; with 5% down about $61,000.

Is 46013 an expensive ZIP code? +

Within Anderson, 46013 ranks #3 of 4 ZIP codes by typical home value, which makes it one of the more affordable ZIP codes in Anderson. Nationally it is relatively affordable.

See the full Anderson home values page, all Indiana cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.