ZIP Code 60435 — Joliet, IL Home Prices (2026)
The typical home in ZIP 60435 (Joliet, Illinois) is worth about $281,000 at roughly $192 per square foot — 13% more expensive than the Joliet median and 4% more affordable than the typical U.S. home.
How 60435 compares
ZIP 60435 is one of the pricier ZIP codes in Joliet: its typical home value of $281,000 ranks #2 of the 4 Joliet ZIP codes we track (the citywide range runs from $210,000 in 60432 to $357,000 in 60431). Per square foot it costs about $192, against $189 for Joliet as a whole, $135 for Illinois, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 60435 | $281,000 | $192 |
| Joliet, IL | $248,500 | $189 |
| Illinois | $200,000 | $135 |
| United States | $294,000 | $195 |
Home value by size in 60435
Using this ZIP’s rate of about $192 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $192,000 |
| 1,500 sq ft | $288,000 |
| 2,000 sq ft | $384,000 |
| 2,500 sq ft | $480,000 |
| 3,000 sq ft | $576,000 |
Salary needed to buy a home in ZIP 60435
To buy the typical $281,000 home in ZIP 60435 with 20% down, you need a household income of roughly $76,000 a year (about $1,780 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $91,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $14,100 | $2,220/mo | $95,000/yr |
| 10% (+PMI) | $28,100 | $2,120/mo | $91,000/yr |
| 20% | $56,200 | $1,780/mo | $76,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 60435
At about $192 per square foot, here is roughly how much home different budgets get you in ZIP 60435:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 780 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1040 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1300 sq ft | around the typical home here |
| $300k | 1560 sq ft | around the typical home here |
| $400k | 2080 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 60435 home.
Estimate a specific home in 60435
The estimator below is pre-set to ZIP 60435 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Joliet ZIP codes by home value
Where 60435 sits among Joliet’s 4 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 60431 | $357,000 | $192 |
| 2 | 60435 (this page) | $281,000 | $192 |
| 3 | 60433 | $216,000 | $186 |
| 4 | 60432 | $210,000 | $171 |
ZIP 60435 home prices: frequently asked
What is the average home price in ZIP code 60435? +
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See the full Joliet home values page, all Illinois cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.