ZIP Code 06710 — Waterbury, CT Home Prices (2026)

The typical home in ZIP 06710 (Waterbury, Connecticut) is worth about $311,000 at roughly $148 per square foot — 8% more expensive than the Waterbury median and 6% more expensive than the typical U.S. home.

$311,000

Typical home value

$148

Price per sq ft

#1 of 5

Waterbury ZIPs by value

+8%

vs Waterbury median

How 06710 compares

ZIP 06710 is one of the pricier ZIP codes in Waterbury: its typical home value of $311,000 ranks #1 of the 5 Waterbury ZIP codes we track (the citywide range runs from $270,000 in 06704 to $311,000 in 06710). Per square foot it costs about $148, against $201 for Waterbury as a whole, $263 for Connecticut, and $195 nationally.

Area	Typical value	$ / sq ft
ZIP 06710	$311,000	$148
Waterbury, CT	$287,000	$201
Connecticut	$449,500	$263
United States	$294,000	$195

Home value by size in 06710

Using this ZIP’s rate of about $148 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$148,000
1,500 sq ft	$222,000
2,000 sq ft	$296,000
2,500 sq ft	$370,000
3,000 sq ft	$444,000

Salary needed to buy a home in ZIP 06710

To buy the typical $311,000 home in ZIP 06710 with 20% down, you need a household income of roughly $85,000 a year (about $1,970 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $101,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$15,600	$2,450/mo	$105,000/yr
10% (+PMI)	$31,100	$2,350/mo	$101,000/yr
20%	$62,200	$1,970/mo	$85,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 06710

At about $148 per square foot, here is roughly how much home different budgets get you in ZIP 06710:

Budget	Approx. size	What that looks like locally
$150k	1010 sq ft	below the local median — condos, smaller or older homes
$200k	1350 sq ft	below the local median — condos, smaller or older homes
$250k	1690 sq ft	around the typical home here
$300k	2030 sq ft	around the typical home here
$400k	2700 sq ft	around the typical home here

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 06710 home.

Estimate a specific home in 06710

The estimator below is pre-set to ZIP 06710 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Waterbury ZIP codes by home value

Where 06710 sits among Waterbury’s 5 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	06710 (this page)	$311,000	$148
2	06708	$308,000	$214
3	06706	$287,000	$201
4	06705	$272,000	$196
5	06704	$270,000	$221

ZIP 06710 home prices: frequently asked

What is the average home price in ZIP code 06710? +

The typical home in ZIP 06710 (Waterbury, CT) is worth about $311,000 as of 2026. That is 8% more expensive than the Waterbury median of $287,000 and 6% more expensive than the U.S. median of $294,000.

What is the price per square foot in 06710? +

About $148 per square foot in 06710, versus $201 across Waterbury and $263 across Connecticut. At that rate a 1,500 sq ft home runs roughly $222,000 and a 2,500 sq ft home about $370,000.

What salary do you need to buy a house in ZIP 06710? +

For the typical $311,000 home in ZIP 06710, a household income of about $85,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $101,000; with 5% down about $105,000.

Is 06710 an expensive ZIP code? +

Within Waterbury, 06710 ranks #1 of 5 ZIP codes by typical home value, which makes it one of the pricier ZIP codes in Waterbury. Nationally it is about average.

See the full Waterbury home values page, all Connecticut cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.