ZIP Code 06426 — Essex, CT Home Prices (2026)
The typical home in ZIP 06426 (Essex, Connecticut) is worth about $780,000 at roughly $513 per square foot — 40% more expensive than the Essex median and 165% more expensive than the typical U.S. home.
How 06426 compares
ZIP 06426 is one of the pricier ZIP codes in Essex: its typical home value of $780,000 ranks #1 of the 3 Essex ZIP codes we track (the citywide range runs from $514,000 in 06409 to $780,000 in 06426). Per square foot it costs about $513, against $432 for Essex as a whole, $263 for Connecticut, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 06426 | $780,000 | $513 |
| Essex, CT | $557,000 | $432 |
| Connecticut | $449,500 | $263 |
| United States | $294,000 | $195 |
Home value by size in 06426
Using this ZIP’s rate of about $513 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $513,000 |
| 1,500 sq ft | $769,500 |
| 2,000 sq ft | $1,026,000 |
| 2,500 sq ft | $1,282,500 |
| 3,000 sq ft | $1,539,000 |
Salary needed to buy a home in ZIP 06426
To buy the typical $780,000 home in ZIP 06426 with 20% down, you need a household income of roughly $212,000 a year (about $4,950 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $252,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $39,000 | $6,150/mo | $264,000/yr |
| 10% (+PMI) | $78,000 | $5,880/mo | $252,000/yr |
| 20% | $156,000 | $4,950/mo | $212,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 06426
At about $513 per square foot, here is roughly how much home different budgets get you in ZIP 06426:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $400k | 780 sq ft | below the local median — condos, smaller or older homes |
| $500k | 970 sq ft | below the local median — condos, smaller or older homes |
| $600k | 1170 sq ft | below the local median — condos, smaller or older homes |
| $750k | 1460 sq ft | around the typical home here |
| $1.00M | 1950 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 06426 home.
Estimate a specific home in 06426
The estimator below is pre-set to ZIP 06426 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Essex ZIP codes by home value
Where 06426 sits among Essex’s 3 ZIP codes:
ZIP 06426 home prices: frequently asked
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See the full Essex home values page, all Connecticut cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.