ZIP Code 72401 — Jonesboro, AR Home Prices (2026)
The typical home in ZIP 72401 (Jonesboro, Arkansas) is worth about $189,000 at roughly $116 per square foot — 30% more affordable than the Jonesboro median and 36% more affordable than the typical U.S. home.
How 72401 compares
ZIP 72401 is one of the more affordable ZIP codes in Jonesboro: its typical home value of $189,000 ranks #3 of the 3 Jonesboro ZIP codes we track (the citywide range runs from $189,000 in 72401 to $300,000 in 72405). Per square foot it costs about $116, against $152 for Jonesboro as a whole, $145 for Arkansas, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 72401 | $189,000 | $116 |
| Jonesboro, AR | $269,000 | $152 |
| Arkansas | $215,000 | $145 |
| United States | $294,000 | $195 |
Home value by size in 72401
Using this ZIP’s rate of about $116 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $116,000 |
| 1,500 sq ft | $174,000 |
| 2,000 sq ft | $232,000 |
| 2,500 sq ft | $290,000 |
| 3,000 sq ft | $348,000 |
Salary needed to buy a home in ZIP 72401
To buy the typical $189,000 home in ZIP 72401 with 20% down, you need a household income of roughly $51,000 a year (about $1,200 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $61,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $9,500 | $1,490/mo | $64,000/yr |
| 10% (+PMI) | $18,900 | $1,430/mo | $61,000/yr |
| 20% | $37,800 | $1,200/mo | $51,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 72401
At about $116 per square foot, here is roughly how much home different budgets get you in ZIP 72401:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1290 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1720 sq ft | around the typical home here |
| $250k | 2160 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2590 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 3450 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 72401 home.
Estimate a specific home in 72401
The estimator below is pre-set to ZIP 72401 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Jonesboro ZIP codes by home value
Where 72401 sits among Jonesboro’s 3 ZIP codes:
ZIP 72401 home prices: frequently asked
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See the full Jonesboro home values page, all Arkansas cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.