ZIP Code 72901 — Fort Smith, AR Home Prices (2026)
The typical home in ZIP 72901 (Fort Smith, Arkansas) is worth about $139,000 at roughly $110 per square foot — 40% more affordable than the Fort Smith median and 53% more affordable than the typical U.S. home.
How 72901 compares
ZIP 72901 is one of the more affordable ZIP codes in Fort Smith: its typical home value of $139,000 ranks #4 of the 5 Fort Smith ZIP codes we track (the citywide range runs from $117,000 in 72904 to $324,000 in 72916). Per square foot it costs about $110, against $135 for Fort Smith as a whole, $145 for Arkansas, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 72901 | $139,000 | $110 |
| Fort Smith, AR | $232,000 | $135 |
| Arkansas | $215,000 | $145 |
| United States | $294,000 | $195 |
Home value by size in 72901
Using this ZIP’s rate of about $110 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $110,000 |
| 1,500 sq ft | $165,000 |
| 2,000 sq ft | $220,000 |
| 2,500 sq ft | $275,000 |
| 3,000 sq ft | $330,000 |
Salary needed to buy a home in ZIP 72901
To buy the typical $139,000 home in ZIP 72901 with 20% down, you need a household income of roughly $38,000 a year (about $880 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $45,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $7,000 | $1,100/mo | $47,000/yr |
| 10% (+PMI) | $13,900 | $1,050/mo | $45,000/yr |
| 20% | $27,800 | $880/mo | $38,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 72901
At about $110 per square foot, here is roughly how much home different budgets get you in ZIP 72901:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1360 sq ft | around the typical home here |
| $200k | 1820 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 2270 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2730 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 72901 home.
Estimate a specific home in 72901
The estimator below is pre-set to ZIP 72901 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Fort Smith ZIP codes by home value
Where 72901 sits among Fort Smith’s 5 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 72916 | $324,000 | $201 |
| 2 | 72903 | $242,000 | $139 |
| 3 | 72908 | $232,000 | $135 |
| 4 | 72901 (this page) | $139,000 | $110 |
| 5 | 72904 | $117,000 | $107 |
ZIP 72901 home prices: frequently asked
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See the full Fort Smith home values page, all Arkansas cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.