ZIP Code 35404 — Tuscaloosa, AL Home Prices (2026)
The typical home in ZIP 35404 (Tuscaloosa, Alabama) is worth about $165,000 at roughly $168 per square foot — 23% more affordable than the Tuscaloosa median and 44% more affordable than the typical U.S. home.
How 35404 compares
ZIP 35404 is one of the more affordable ZIP codes in Tuscaloosa: its typical home value of $165,000 ranks #4 of the 4 Tuscaloosa ZIP codes we track (the citywide range runs from $165,000 in 35404 to $461,000 in 35406). Per square foot it costs about $168, against $191 for Tuscaloosa as a whole, $153 for Alabama, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 35404 | $165,000 | $168 |
| Tuscaloosa, AL | $213,000 | $191 |
| Alabama | $204,000 | $153 |
| United States | $294,000 | $195 |
Home value by size in 35404
Using this ZIP’s rate of about $168 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $168,000 |
| 1,500 sq ft | $252,000 |
| 2,000 sq ft | $336,000 |
| 2,500 sq ft | $420,000 |
| 3,000 sq ft | $504,000 |
Salary needed to buy a home in ZIP 35404
To buy the typical $165,000 home in ZIP 35404 with 20% down, you need a household income of roughly $45,000 a year (about $1,050 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $53,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $8,300 | $1,300/mo | $56,000/yr |
| 10% (+PMI) | $16,500 | $1,240/mo | $53,000/yr |
| 20% | $33,000 | $1,050/mo | $45,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 35404
At about $168 per square foot, here is roughly how much home different budgets get you in ZIP 35404:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 890 sq ft | around the typical home here |
| $200k | 1190 sq ft | around the typical home here |
| $250k | 1490 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 1790 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 35404 home.
Estimate a specific home in 35404
The estimator below is pre-set to ZIP 35404 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Tuscaloosa ZIP codes by home value
Where 35404 sits among Tuscaloosa’s 4 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 35406 | $461,000 | $214 |
| 2 | 35405 | $247,000 | $158 |
| 3 | 35401 | $179,000 | $279 |
| 4 | 35404 (this page) | $165,000 | $168 |
ZIP 35404 home prices: frequently asked
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See the full Tuscaloosa home values page, all Alabama cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.