Cheapest Places to Live in Tennessee (2026)

Looking for the most affordable cities in Tennessee? We ranked 8 Tennessee cities by median home value. The cheapest is Memphis (~$136,000); the Tennessee median is $270,000.

Most affordable cities in Tennessee

Ranked by median home value, lowest first:

#CityMedian home value$ / sq ft
1Memphis$136,000$129
2Kingsport$256,000$181
3Chattanooga$295,000$225
4Crossville$301,000$224
5Cleveland$328,500$207
6Knoxville$381,000$231
7Murfreesboro$435,000$225
8Nashville$454,000$329

Most expensive cities in Tennessee

The priciest Tennessee markets by median home value:

#CityMedian home value$ / sq ft
1Nashville$454,000$329
2Murfreesboro$435,000$225
3Knoxville$381,000$231
4Cleveland$328,500$207
5Crossville$301,000$224
6Chattanooga$295,000$225
7Kingsport$256,000$181
8Memphis$136,000$129

How we rank Tennessee cities

Rankings use the typical (median) home value for each city from public market data (Realtor.com & Zillow research). Affordability also depends on incomes, taxes, and cost of living — see each city page for local detail. Directional estimates, not appraisals.

Explore all Tennessee home values, estimate any home with the Home Value Estimator, or see where your budget goes furthest nationwide.

Tennessee affordability: FAQ

What is the cheapest place to live in Tennessee? +
Based on median home value, Memphis is among the most affordable cities in Tennessee, with a typical home around $136,000 — well below the Tennessee median of $270,000.
What is the most expensive city in Tennessee? +
By median home value, Nashville is among the priciest in Tennessee, with a typical home around $454,000.
Is Tennessee an affordable place to live? +
The median home value in Tennessee is about $270,000 (7% more affordable than the U.S. median of $290,000), but prices vary widely by city — from around $136,000 to $454,000.