Cheapest Places to Live in Illinois (2026)

Looking for the most affordable cities in Illinois? We ranked 21 Illinois cities by median home value. The cheapest is East Saint Louis (~$47,000); the Illinois median is $200,000.

Most affordable cities in Illinois

Ranked by median home value, lowest first:

#CityMedian home value$ / sq ft
1East Saint Louis$47,000$31
2Decatur$101,000$83
3Peoria$119,000$77
4Danville$131,500$90
5Rockford$174,000$127
6Greenville$176,000$122
7Belleville$185,000$124
8Carbondale$201,000$91
9Champaign$208,000$179
10Springfield$239,000$110

Most expensive cities in Illinois

The priciest Illinois markets by median home value:

#CityMedian home value$ / sq ft
1Naperville$642,000$274
2Evanston$580,000$341
3Oak Park$475,000$301
4Plainfield$397,000$213
5Schaumburg$378,000$266
6Aurora$358,000$221
7Hoffman Estates$357,000$247
8Chicago$340,000$261
9Bloomington$332,000$126
10Elgin$318,000$201

How we rank Illinois cities

Rankings use the typical (median) home value for each city from public market data (Realtor.com & Zillow research). Affordability also depends on incomes, taxes, and cost of living — see each city page for local detail. Directional estimates, not appraisals.

Explore all Illinois home values, estimate any home with the Home Value Estimator, or see where your budget goes furthest nationwide.

Illinois affordability: FAQ

What is the cheapest place to live in Illinois? +
Based on median home value, East Saint Louis is among the most affordable cities in Illinois, with a typical home around $47,000 — well below the Illinois median of $200,000.
What is the most expensive city in Illinois? +
By median home value, Naperville is among the priciest in Illinois, with a typical home around $642,000.
Is Illinois an affordable place to live? +
The median home value in Illinois is about $200,000 (32% more affordable than the U.S. median of $294,000), but prices vary widely by city — from around $47,000 to $642,000.